Rārangi Black o tahatika Russian

Neke atu i te te ono marama o mua nga Russian wiri pēke hapori: tetahi o nga kaupapa matua mō te kōrero i te pareparenga e te hunga i runga i te Blacklist. He aha te mea tenei rārangi, me aha fakamanamanai te whakahaere i tomo i te rārangi o tenei ahua?

puta tata 10 tau ki muri pareparenga Blacklist Tuatahi, me i te raumati o te tau 2004. Na ka whakahaere te Central Bank tetahi o nga kamupene tuatahi i roto i ona ao "ma-ake" o pēke kāinga i kaitākaro nanakia. Faaea i runga i nga blacklists whatunga putanga matakana tahi i roto i te mākete o te interbank tuku, i arahina ki te mate o te tere i te maha tahatika iti, me te reo-rahi. Ka rite ki te hua, kua ngaro te maha whakahaere ratou raihana, engari i taea ki te pupuri i te āhuatanga i raro i te mana me te ārai i te horonga o kaihau te regulator.

ļa o te whakaaro

I roto i te waenganui-Whiringa 2013 ko te poipoi tuatahi o nga hau me te tō'onga e pā ana ki te oranga tonutanga o etahi pūtahi nama. whawhati i ta nga upoko o te Central Bank Elvira Nabiullina i roto i ngā uiui katoa tenei mōhiohio, me kahore whiwhi ngenge, faahiti ahau, e kore e te regulator mahi i roto i te tuhi ake tetahi mutu-rārangi. ngā te taua tūranga e te Association o Banks Russian, i pai ki te ite i te oraraa o blacklists.

Ko te ahua o taua kōrero te kaiārahi Central Bank ko ARB whakamārama nga meka o whakataetae taurite i roto i te rängai pēke, he whakautu taea i runga i te wahi o kiritaki nui o pareparenga whakahaere ngā mahi i runga i ngā papamuka e moni, me te te hiahia o etahi kaitono e nui e kore e utu nui loans i muri i te whakakorenga o nga raihana i whakahaeretia e ratou.

Winter 2014: he wa ki te ngaro pareparenga

tuku Advocacy etahi hua, engari timata ki te kimi kōrero e pā ana ki i pareparenga kei roto i te rārangi pango ngā te rā o nāianei te nuinga o mua i tenei ata. Ahakoa te nāianei pūnaha inihua tiakina, whiriwhiria etahi pūtea ki te haere atu to ratou penapena i te whakahaere pea raruraru. Heads o kamupene ki kaute pai hoki i roto i tahataha, mau i roto i te rārangi whakapuakina ki te deduce i a ratou i te moni.

Maoro, maha peeke, mahara he rongonui mea e pai moni puku, mutu ki te kōrero i runga i te kaupapa o blacklists. Ki te i taea e ki te whiwhi mōhiohio i runga i tenei mea kairīpoata, kua reira kua tino e takare, me te maiorooro.

i heke mataotao kōrero Tapeke ki te faaiteraa puāwaitanga: "Live - kite". I roto i ngā, ka mea te hēkeretari press o "SMP Bank" Ikoa Ilyukhin i roto i te uiuiraa ki "Bankir.ru" ia e kua fakafo'ituitui 3 blacklists, i ngā, tae atu i te whakahaere, me te ki te tau raihana 1481, e ko, "Sberbank Russia. "

He iti e pā ana ki te iri o te mōhiohio

Me kï reira e etahi o nga pareparenga i tabulahia i roto i te rārangi pango, ka pono kua ngaro tona raihana. Ko tētahi rārangi pērā kei roto 48 ngā rōpū, i whakaputaina Hakihea 4, 2013. Mai i tenei ra ano te mutunga o te hauwhā tuatahi o 2014 whakakorea i raihana o 12 pareparenga i runga i te rārangi. I roto i te "tupapaku materoto":

• Hakihea 2013 - "Project Financing Bank", "pēke haumi", "rewa-Bank", "Smolensk", "Askold".
• Kohitātea 2014 - "E toku Bank".
• February 2014 - "Hono-Bank", "Eurotrust".
• March 2014 - "Bank Russian Whenua", "Monolith", "Sovincom", "pakihi pūngao".

Ko te kupu, ngā mōhiohio e pā ana ki te kino te āhuatanga pūtea, me te taea o te raihana kounutanga mo te hauwhā o pūtahi nama i te Blacklist whakapumautia anake hoki wha marama. Ko reira taea e i hanga te rārangi pango faahitihia o pareparenga Russian i runga i te pūtake o te ngā mōhiohio Insider e wātea ana ki ona kaituhi. Ko reira taea e ko te reira i te hua o te tātaritanga tino o nga tohu matua o te rima tekau pūtahi nama kāinga. I roto i tenei take, anake e taea tetahi faahiahia te rōrahi o te mahi i mahi me te mana o nga kitenga.

Organization o te mātakitaki o pareparenga ...

CB (i roto i te ture Federal № 86-FZ) tokanga'i nga pareparenga, haere tonu ratou kaupapa here pūtea, me te nama, ka aroturuki whakawhitinga hihira o te whakahaere, me ona kiritaki. I roto i runga ki te whakaritenga o tonoa ki pareparenga katoa i roto i te Central Bank te regulator pūrongo i runga i ngā whakawhitinga, me te rave i te reira i roto i te wā, me te i runga i te kaupapa tonu.

taki te Central Bank wā pūtahi nama katoa. Ano, ka kore iti iho i te 1 te wā i roto i te 3 tau i te tirohanga whānui o tetahi pareparenga. I roto i tenei tirohanga āta tirohia te rahi me te hanganga o nga rawa me ngā herenga o te institution nama, āhuatanga motuhake e tohu tona pūmautanga. I tua atu ki te matatini, ano reira e ano arowhai kaupapa, i ētahi wā puta e rave rahi taime i te tau.

I tua atu ki te mātakitaki tamariki, "te Central Bank", "Aroturuki pūtea" - i roto i te anga o te whakatinanatanga o te whakaritenga o te ture 115-FZ - e tango ia i nga pareparenga nga mano tini o ngā karere e pā ana ki te whakahaeretanga o haere tonu o ratou, taea ki te kakahu pāhekeheke. Ehara i te mea mārama hoki te mea whakaaro e haere ana ki enei puranga katoa o ngā mōhiohio, ki te kahore te mea atu whakatairanga te whakatamarikitanga o mehua tika mō ngā pūtahi nama e ofati i te whakaritenga o te ture.

... me ona hua

He ko he perception e pareparenga e taka ki roto ki te rārangi pango, hoki ngā take kei roto i te Central Bank i raro i te mana motuhake. Oia mau, te tūnga pūtea o ia pēke ko ki te whakahaere tohunga he tino mārama, me te mārama. A, no te kore e taea tenei i roto i te wā poto ki te huri i roto i tetahi ara nui. Ko taea e, i runga i te pūtake o te kōrero whiwhi ai te pai te waihanga i te Central Bank koutou ake rārangi pango o pareparenga, e te nuinga o te tiki i te whakahaere i roto i te hiahia o te haapuairaa i to ratou mahi tirotiro.

He te Central Bank te whānuitanga o ngā taputapu matatini, e te āwhina ki te whakapai ake i te mahi o te whare nama me ki te ārai tona kaihau, me te whakakorenga o te raihana pēke - ko te mehua tino tino tenei. Nā tēnei, taua take katoa ko te koha o tohunga o nga minitatanga rohe, "te Central Bank".

Ka rite ki te hua, te take matua i hua i te whakakorenga o nga raihana o te nuinga o nga tahatika, karanga te Central Bank whakarato tauākī teka, e mau ana i roto i te kaupapa here nama nui-mōrea, me te tupuraa-kore o ngā ture whakahaere i ratou mahi.

Tonutia mahi ohorere o depositors

Me kï reira e te Blacklist whānuitia whakapuakina o pareparenga (i roto i te 2014), whakarei tona ahua te whakataetae taurite. I roto i ngā, tohe te tokotoko o etahi o nga pūtahi nama ārahi ona kiritaki ki te whakawhiti moni i pareparenga e whakapae e kei i roto i runga i te rārangi raihana kounutanga.

Ko te regulator hiahia ki te whakahoki kupu i te pātai o te pehea, ki te kitea te rārangi mangu o pareparenga, pera me te kore o te mōhiohio pono e pā ana ki te āhuatanga tūturu o pūtahi nama i taka iho ki reira, arahina ki te whakawhiti nui o putunga o tangata i roto i te pareparenga ki te whai wāhitanga kāwanatanga. Anake mo te taha ki IV o 2013 te rōrahi o putunga o tangata i roto i te "Tiaki Bank" nui haere e 7.8% i roto i te pēke "VTB" - i te 4.7%.

Ko te faufaa o paearu aro mātai

I reira tetahi pareparenga motuhake i roto i te rārangi pango o te Central Bank, ranei ahakoa i faauruhia ai e tetahi kamupene i te whakawātea mākete i te whakataetae, e kore te mea pera nui inaianei. Otiia kua ki runga ki te whakatū o te rārangi "ma" Kua kauwhautia mana.

I te mutunga o 2013 Kua whakawhanakehia te Central Bank nga paearu kia e ka whakaritea e te pera-ka karanga pareparenga systemically nui. Ko te paearu matua e whakaarohia ana kia rite ki nga āhuatanga o nga rawa i roto i te mahi mākete interbank (motuhake - rite kaituku me te rite nama) me te rōrahi o putunga tūmataiti.

I whakaaturia te pūtake o enei tohu te whakataunga "whakarāpopoto i te hua o" te uara o e tohu te tohu o faufaa o te pēke mo te pūnaha pēke Russian. Ko te rārangi ā-tau e ngā hunga pūtahi nama nei "hua kōtuitanga" nui 0.6.

"White" rārangi

Ko te contenders matua mo te wahi i roto i te rārangi o ngā pūtahi systemically nui nama he tahatika kāwanatanga-puritia: Tiaki Bank, "VTB", "Agricultural Bank", "Gazprombank" me etahi atu. Ka taea e te rārangi tiki taua tahatika tūmataiti nui, pera "Alfa-Bank", "PSB", "NOMOS Bank", "Bank o Moscow". Ko reira kitea e te aroaro o te rārangi "ma" hanga māmā reira mo te whai wāhi nama institution ki ngā rauemi kāwanatanga, i roto i ngā te Central Bank mō taurewa me te whai wāhitanga i roto i auctions mo te tika ki te manaaki i te putunga o-kāwanatanga puritia me te āhua-fatuhia corporations.

I te tahi atu te ringa, whiwhi ki te rārangi taua he nui ake te aro ki te haere tonu ngā mahi mana. Kei te whakapono te reira e ka whakaiti etahi tahatika tūmataiti te maha o ngā mahi pakihi, ki te tiki atu i rawa nui aro o te Central Bank.

whakaritenga New mo te tika o pareparenga, mahi ki moni kāwanatanga

I te mutunga o Maehe ka reira mohiotia e hiahia te Finance Tāhuhu me te Kawanatanga o te Russian Federation ki te whakahou i te rārangi o pareparenga i ai e nga koporeihana kāwanatanga kia whakaaetia i roto i te heke mai ki te tuu i to ratou moni i tēnei tau. E ai ki te kaupapa whakawhanakehia "Bank o Russia", ka e taea ki te tuu i te moni poto noa anake i roto i aua rōpū, nei wā roa-whakatauranga Ko kahore i raro i te BBB (e Fitch ranei Paerewa & Poor o putanga) ranei Baa3 (rite ki Moody o) i roto i runga i te ngā o putunga whakanohoia kamupene kāwanatanga-fatuhia.

Ähua peeke Russian ki auaha kahore anaanatae, te kitenga i roto i reira i tetahi atu kamupene ki te whāinga, ki te whakaki i te rārangi pango unofficial o pareparenga i pūtahi nama, mo etahi take e kore e whai whakawākanga i enei pokapū. Ko te whakaaro whānui o te hapori pēke faaite i roto i te uiuiraa ki te niupepa "Izvestia" māngai FBK Konigsberg Roma. E ai ki a ia, he tangi, me te tika i te whakaaro o te whakanohonga o moni tūmatanui i roto i pareparenga pono, rite te katoa, engari ko te whakamahi o tūranga ao rite te paearu aro mātai tuatahi ko te nuinga moot.

āhuatanga tūranga

pokapū whakatauranga wā-roa i te "nui e toru" e hanga ake, e 78 pareparenga kāinga anake. Ano, Ko te nuinga tuakiri nga whakataunga ao, tangohia piki ratou ki roto ki pūkete te āhuatanga kaupapa here ke, nui atu i te āhuatanga tūturu i roto i te whare nama. Agency - i raro i te pēhanga o etahi hanganga Western - kia i tetahi wa haere atu i te whakataunga i whakaritea ki a ratou, e ka meinga uauatanga nui mō pareparenga Russian whai wāhi i roto i ngā hōtaka kāwanatanga.

Te whakamahere whakaritenga tightening mō ngā rōpū whakatauranga nama kia arahi ki te whakaiti i roto i te maha o auctions kaiuru tāpui e pā ana ki te hawhe. E ai ki etahi whakatau tata tohunga, ki taua auctions ka iku e whakaaetia e pā ana ki toru tahatika tatini. Ko reira mārama e ngā rōpū e kua to'o i te whakataetae mo ngā rauemi kāwanatanga, fuoloa aunoa ki te "rārangi pango o 2014 pareparenga" hou.

He aha te i muri?

I roto i te wahi tuarua o 2014, tohunga matapae, te tere o "purea" o te mākete pēke peka paku, engari ka haere tonu te mahi i runga i te tāutu o ngā rōpū raruraru. Hei tauira, April 17 ngaro ratou raihana tetahi atu 2 tahatika rohe: Dagestan "Kapiana" ko Pahikia "AF Bank". Me kï reira e enei pūtahi nama kore whakaurua i roto i te rārangi mangu o pareparenga, no te mea ka mau ratou wahi iti i roto i te ana'iraa, a nga raruraru matua kua tīmata ratou anake i roto i te 2014. E ai ki etahi whakatau tata tohunga, i roto i te 2014 ka ngaro ratou raihana e pā ana ki e rima tekau pareparenga.