Te rängai pēke me tona ture

huringa Tata i roto i te ōhanga o te ao e whakaatu ana he fakafalala piki haere o āhua i runga i te mahi o te ao pūtea, me te nama. Ia tau, ngā ngākau nuitanga pakihi pūtea, te kāwanatanga, me te kiritaki tupu tino, ki te mahi ki enei hiahia me te pūnaha pēke ngā.

He aha te mea te pēke

Banks Ko te wāhi o tetahi ōhanga, ahakoa ao, motu-rohe ranei. Takitahi, pakihi, kāwanatanga, me te tahi atu hononga pūtea i waenganui i te pēke kaiuru.

Ko te Bank Ko te kautaha fakapa'anga, me te nama, e te mauria i te ngā mahi ki te moni, peeke, konganuku me kirimana, te kaupapa o nei ko nga moni atu mea pūtea, pēnei i te Tiriti o hoko ranei.

He he, i roto i te tikanga whānui, e rua ngā momo o pareparenga :

• Central Bank - he whare tūmatanui, wehea nei i te tahi atu mana i roto i te tiaki o ngā kaupapa here pūtea, me te moni, hua te mātakitaki o ngā pūtahi pūtea, whakarato te tukunga o te moni , me te kāwanatanga peeke, taurewa ki tahatika arumoni. Ko te rängai pēke i raro i te te tirotiro o te Central Bank.
• pēke arumoni - he institution tūmataiti tūmatanui ranei whakapumautia mo te whakaaro o te tiki i te pai i ngā mahi pēke.

Whakaritenga mō ngā pareparenga

Ko te pūtake ture mo te whakatūnga o te pēke, ko te ture "I mahi pēke", e whakarato ana te whakaritenga e tika ana ki te whiwhi i te raihana:

• ake whakapaipai - 18 miriona;
• te rārangi o ngā tuhinga;
• "Pure" tukuhau pakihi me te kōrero o te kaiwhakatū;
• wātea o te whakahaere mōrearea, me te whakapaipai me te pūnaha arotake ā-roto.

Me kï reira e hanganga ture-kore ki te ture e faatupu i te pato'iraa korerorero o te Central Bank ki te whakaputa i tetahi raihana. Hoki, ki te maua e te hinonga ture i roto i ngā whakawhitinga pēke i waho te raihana e tika ana, kia tangohia ai o hua katoa i takea mai i taua mahi, ka takoha ki te utu i te pai o rua te nui o tona rahi i roto i te manakohia o te pūtea e hānga ana.

Ko hoki te rängai pēke i raro i te mātakitaki o te pokapū whakatauranga rongonui pērā i Fitch Whakatauranga, S & P, Moody o, me etahi atu. whakatau ratou aromatawai te tika me te pūmautanga o ngā pūtahi nama mo te maha o nga tau, kia whakatauranga tiketike o te pēke ake i te painga o ētahi atu whare pūtea ki depositors.

ratonga Banking

ngā mahi pēke he whānui, mahi te nuinga o pareparenga matua anake i runga i te wahi o ratou, na te whakarōpū whaimana o te momo o te mahi:

• tahatika Universal. E whai wāhi ana ratou i roto i tata momo katoa o ngā mahi pēke, pērā i Sberbank, VTB 24.
• tahatika Investment. Whai wāhi i roto i te haumi me te nounou i roto i te hokohoko pūtea, pērā i BCS, nga Finns.
• tahatika Manga. E te nuinga rave ratou i roto i te tuku moni, me te mahi pakihi, pērā i te Agricultural Bank, ICB.
• tahatika motuhake. Te mahi i te whānuitanga kuiti o herenga pēke ranei i te pūnaha ratonga kore-paerewa, pērā i Gazprombank, "Tinkoff".

rängai Banking ngā te whai ake ngā mahi pēke :

• Tuku.
• Custodianship.
• Ratonga tauwhitinga.
• ratonga hokohoko.
• Investment.
• utu Moni.
• Whakanohonga o konganuku utu nui.
• ngā mahi Leasing.
• whakahaere rawa o rawa pūtea.

ture Ture o te pēke: Huarahi me ngā here

He rāngai pūtea me te pēke i raro i te ture ture, me te pūtea. Mai i te wāhi o te tirohanga o te ture, e ngohengohe ki te töpü o mahi ā-ture ture ngā mahi pēke tahatika. I roto i Russia, te matua o te mea te Ture Federal "I mahi pēke", me, mo te tauira, kei te faaterehia te hononga i waenganui i te nama, me te pēke i te Code Civil.

Ki te whakaaro ki te tikanga pūtea, ko reira te tirotiro o nga tahatika arumoni i te Central Bank. take te reira, ae ripeneta raihana, taki tūnga pūtea o te pēke, i roto i ngā, me whai rawaka tere, mārama o whakawhitinga, te taumata o rahui i runga i te whārangi toenga, whakau ana paerewa o kaute, me te pera i runga i. D.

ture Russian whakarato hoki inihua o putunga o takitahi i roto i te take o te raihana pēke e whakakore, te nui - ki runga ki te 1.4 miriona moni, me te i raro i te inihua taka hoki te moni o nga takoha putu i te wa o te withdrawal o te raihana. E kore te mea tenei whakaratonga o te ture tika mo te hinonga ture.