Banking tiaki mamao - te whakamahi me te whanaketanga

Ko te whāinga matua o ia pēke ko ki te whakanui hua. No te hua tino pai, he mea e tika ana ki te kukume me te pupuri atu kiritaki. I roto i tahuri, i te kiritaki i roto i te huinga katoa o pareparenga whiriwhiri te kōwhiringa tino whakamarie. Ko tētahi o nga paearu nui mō te tīpako i te huarahi hou. ngā tiaki Mamao te i roto i te rārangi ratonga 80% o tahatika Russian. Ka titiro tēnei tuhinga i te mea i te pūnaha pēke mamao, me te aha, ko te aronga o tona whanaketanga.

Ko te ariā o RBS

Banking tiaki mamao - whakawhanakehia mō te mahi mamao ki te pēke he hangarau. Ko tā DBS te whānui ratonga kiritaki i roto i te pēke, kahore aroaro whaiaro.

Kua roa pūnaha DBS kua whakamahia i roto i Europe me te United States. I roto i Russia, kua integrated te pūnaha taua tino tata. Heoi, nga tau i reira ko te whanaketanga pūmau o te RBS. Katoa tau he maha piki haere o kiritaki kaha te whakamahi i pēke mariko.

Ko te ngako o te mahi mamao pēke ngā i roto i te meka e te tokomaha nui o ngā whakawhitinga pēke - utu pire, riro tauākī pūkete, tono rēhita, rēhita o ngā tuhinga utu, me ētahi atu - e taea te kawea i roto i roto i te aratau reta, i waho te aroaro whaiaro.

Banking Ratonga Mamao ngā:

• "Bank-kiritaki".

• "-Kiritaki Ipurangi".

• Pūnaha "Waea-kiritaki".

• ratonga ATM-pēke me te whakamahi o ngā pūrere pēke.

Ko te pūnaha o "pēke-kiritaki" ranei "kiritaki ngako"

mahi te pūnaha i roto i te uru kiritaki mamao mā te hōtaka rorohiko. Hoki tenei momo o te mahi e hiahia ana koe ki te whakapā atu i te pareparenga mō te ārahitanga hangarau, me te tāuta i te hōtaka. "Kiritaki matotoru" - pūnaha pēke mamao he ingoa tuarua hoki kua. Kei te ngātahi te reira i ki waho (pēke mamao, te kāinga pēke). pupuri ana hōtaka Motuhake mōhiohio kiritaki whaiaro, me te hītori o whakawhitinga ki te pēke. I te hono takitahi hono te hōtaka kiritaki ki te pēke. Hoki te mahi tonu, e hiahiatia ana te kiritaki ki te mau tonu i te hononga pūmau mā te pouwhanga founu ranei Internet.

kitea te maha rawa o ngā kaiwhakamahi o te pūnaha "Bank-Kiritaki" Kei roto i hinonga ture. Whakangāwari o te mahi ko e whakamana te rironga mai o ngā mōhiohio, whakaatu i te mana o nāianei o ngā pūkete, me te mahi o ngā mahi maha mamao.

whakamahia pūnaha pai-mahi o te mahi tahi tahi i huaina "Kiritaki-Bank" e maha hinonga nui. whakarato hōtaka Banking mo te hanganga o ngā tuhinga utu me te ara ki tonu i te nekehanga katoa o moni i roto i te mau aamu.

pūnaha "Ipurangi-Kiritaki" he "kiritaki kikokore" ranei

I te kau, te mahi tuihono o ngā ratonga pēke mamao e whakamahia ana e neke atu i te 50% o te taupori. Te nuinga o nga tahatika Russian e kua te whakamahi i tenei pūnaha. Tata ona ake paetukutuku i reira ka taea e koe te ako i te mōhiohio e tika ana katoa i nga pēke kua.

Ko te pūnaha o "-Kiritaki Ipurangi" "Kiritaki angiangi" (pēke Ipurangi, Web-pēke) ranei, e kore e whai wāhi ki te tāutanga o te pūmanawa atu. Hei te mahi i te pūnaha nui ki te whai wāhi ki te Internet. I roto i tō pūkete whaiaro, kua te kaha ki te tiro i raraunga mō rātou pūkete ia kiritaki, riro tauākī, utu hoki ratonga, me te mahia tono mo te hunga atu ratonga pēke ranei.

Hoki te haratau, te hanga i tētahi putanga pūkoro, me e te kaiwhakamahi e taea te mahi i te taua ngā mahi i te atamai.

pūnaha "Waea-kiritaki"

Te ahua māmā, e whai wāhi te mahi mamao pēke - kei te whakarato, me te tukatuka mōhiohio i runga i te waea. "Waea-kiritaki" ngā waea-pēke, me te SMS-pēke.

Pēke ratonga presupposes te oraraa o te pokapū karanga, i reira ka taea e koe te whakapā atu i te māngai pēke.

tukatuka Scheme me te tuku he maha ngā kōwhiringa:

• fetu'utaki te kiritaki ki te kaiwhakahaere;

• te kiritaki e tango mōhiohio mā te whakamahi i te tahua reo;

• Ka whiwhi te kiritaki mōhiohio mā SMS-pēke;

Ko te rārangi o ngā ratonga e whakaratohia ana e te kiritaki, iti te: i runga i te waea e riro i anake koe ngā mōhiohio o te moni, me te ki te whakamōhio te maha ngā momo o ngā tono. Heoi, ki te atu ngā mahi moni rapu moni whakawhiti tāututanga me te aroaro whaiaro ranei.

ratonga ATM-pēke me te whakamahi o te taputapu pēke

Ko tētahi o te tino whakawhanakehia "ATM-pēke" RBS te kötuitui i roto i Russia, a whakaaro te whakamahi o ngā pūrere pēke - Ko ētahi o ēnei he whatunga o terminals me ATMs. Ko te taumata o te pūtahi tino noa, me te mōhiotia e maha o manga me ATMs, Sberbank mau, ratonga pēke mamao whakaaro nei tetahi o te whakawhanakehia tino.

Whanaketanga o RBS i Russia

I roto i nga whenua o te tata ki waho RBS ko te torutoru kaupae teitei ake i roto i Russia. I te kau, ko te torutoru tio te whanaketanga o ngā ratonga pēke mamao. Ko te raruraru ko te e kore e kore te pūnaha pēke ranei te iwi he rite mo te taua tauiraa nui. Hoki i te torutoru āhuatanga pūtea Mōrearea o haumi moni nui e poauau. He maha nui o ngā whakataunga hapa wāhi ki te Internet, e kore ki te whakahua i te whakamahi i te taumata o te rorohiko whakatupuranga pakeke.

Innovations pērā i ataata i te āpiha pēke he whakawhitinga ki te pēke ipurangi tonu ranei, ka kite tatou i roto i te heke mai tata, anake i roto i Moscow me pokapū rohe nui. I te kau, e hāngai ana te whakamahi o ngā pūnaha e-pēke i roto i Russia te i te whakapai ake i te haumarutanga o te pūnaha, me te whakatutuki i te taumata teitei o te mahi.

huakore RBS

Ka rite ki i roto i ētahi atu whenua, kua kotahi drawback nui te pēke mahi mamao Russian: he pūnaha haumarutanga. whakaaro hijacking me tahae o moni i te pūkete whaiaro o tetahi kaiwhakamahi mo te kaihātepe mātanga te pai ngāwari rawa. Ahakoa te meka e e tonu pareparenga whakapai ake ratou pūnaha, ano i reira he pupirikana e taea hack ki tetahi pūnaha haumaru.

Ko te rārangi raro ko e te haumi i te pēke nui te moni ki te tiaki i to ratou raraunga i tope, engari i te wa ano, he moni kiritaki 'i raro i whakaeke. Ko e tika ana ki te meka e ki te tiaki o te pūnaha o te kiritaki o takere haumi te iti o te tikanga tenei, no te mea he reira enei utu, me te hinga ki runga ki nga pokohiwi o te kiritaki.