Tuhinga (taumahi) i roto i te moni

Taumahi o te kerēme i te Bank i raro i te whakaaetanga nama ki te rōpū tuatoru nei e kore e whai i te raihana pēke - te ture ranei taua mahi o te Bank?

I roto i te mau parau te tahi atu, i roto i te take te nama tika mahi ona herenga i raro i te Tiriti - ranei te pēke tika "ki te hoko i te nama" ti'amâraa kohinga.

I tenei take, i reira i te maha o ngā o tirohanga o pūtaiao hou. Ko reira rangirua me te take ture i runga i tenei take.

ue'i tenei katoa te kaituhi ki te tuhituhi i tēnei tuhinga.

E hi'opoa tatou i roto i tenei mea i runga i te pūtake o te ture o nāianei.

Reira. E ai ki te Art. 382 o te Code Civil te tika (kerēme), no ki te moni i runga i te pūtake o te mau fafauraa kia whakawhitia ki tetahi atu tangata i roto i te hoko (tuku), haere ki tetahi atu tangata i runga i te kaupapa o te ture ranei.

Hei whakawhiti ki tetahi atu tangata, e kore e tika o te moni e rapu whakaaetanga o te nama, te kore te kore e whakaratohia ana e te ture kirimana ranei.

Ko te kupu, e kore e te kore te ture te kirimana ranei te whakarato mō ngā take motuhake tuku whakaritenga titauraa i tetahi kaituku ki tetahi - e kore te whakaae o te nama e hiahiatia ana.

E ai ki te Art. 388 o te ohipa Civil Code o te he moni ki tetahi atu tangata kerēme whakaaetia te ki te kore te mea ki te ture, te tahi atu mahi ture te kirimana ranei.

Na te wahi tuarua o tenei tuhinga kōrero e pā ana ki te pare i waho te whakaae o te nama o te titauraa o ngā whakaritenga ohipa, i roto i te mea faufaa no te te nama te tuakiri o te moni.

Ko te kupu, e ai ta e pā ana ki te take motuhake te wahi e hiahiatia ana i te nama te whakaae ki te taumahi o ngā tika o te kerēme te ture - ko te uara nui ki te kaituku o te nama tenei.

I roto i te rohe o te faufaa nama mo pēke o te nama kei te mārama whakahuatia e te āhuatanga e whai ake.

1. He raihana ki te whakahaere i ngā mahi pēke.

A feruri i kia te take kia tangohia tahi, kia rite pēke - e kore te mea anake te mahi i te whakatuwheratanga o ngā pūkete pēke, me te tuku pūtea taurewa. Ko tonu reira me nga mau hopearaa o te mahi tano ore o herenga i raro i te kirimana, he reira ano hoki he utu mo te kirimana kāhuirangi.

mahi Banking no ki te kāwai o te pakihi. Na ko te fiefanongó i tou ake tūpono. ie nga tūponotanga katoa e pā ana ki utu-kore o te taurewa, takoto i runga i te taha o te kaituku - Bank. Ko te kupu, ko te ariā o ngā mahi pēke, me ngā take o kirimana kohinga nama.

I tua atu, i te aroaro o te raihana pü tautukunga ki etahi whakaritenga raihana. Non-tautukunga ki enei whakaritenga ka pau whakatārewatanga o te raihana noa te whakakorenga. te mana Raihana tautukunga raraunga e te kāwanatanga, i roto i tona mana tūmatanui - te Central Bank o te Russian Federation.

Ko te kupu, ko reira mārama e te nama, ka whakapā i te Bank Te titau mana kāwanatanga ki runga i ngā mahi o te Bank. A mo te mahi tonu o te pēke, tae atu hoki te ora o ngā mahi nama.

I roto i te ti'amâraa kohinga e kore e whai i te raihana ki te whakahaere i ngā mahi pēke, tae atu kohinga nama.

2. Tautukunga ki pēke muna i raro ki te Art. 26 o te Ture Federal "I Banks me Banking Mahi.

Na i runga i te Art. 26 o te Ture Federal "I tahataha me te mahi pēke" hiahiatia Bank te ki te mau tonu pēke muna. Ko te ariā o te pēke muna ngā pārongo i runga i te mana o ngā pūkete o nāianei whakatuwheratia ki te pēke, te aroaro ngaro ranei o te kaute puta , a na i runga i.

riro te reira i mārama e kore e te Bank tika ki te whakaatu pēke muna ki ngā rōpū tuatoru.

I tua atu, kei te haere tahi maha loans i te whakatuwheratanga o ngā pūkete pēke (hei tauira kāri nama).

pānga ana tēnei take te kōwhiringa o te nama - ki te tono mō te pūtea taurewa i pareparenga tango i te taurewa i te whakahaere e kore e whai te raihana pēke ranei. I muri i te katoa, ki te pā te nama ki te Bank ki te tono ki te tukua mai a ia he pūtea taurewa, te nama tika titau nei e i roto i te hui o te ino taea o tona huru pūtea, e kore e te Bank tuwha mōhiohio e pā ana ki te pēke muna. Hoki tenei take, kei te kōwhiri maha kaitono i te pūtea taurewa pēke, a kahore he te taurewa i roto i te whakahaere tūmataiti.

3. E ai ki te ture o te Federation Russian nāianei - NACE waehere ki te ora nama pēke tōmuri - he ngaro.

Nō reira, Ko tēnei wā ture nga mahi o ngā pokapū kohinga. e kore e whakaaetia kohikohi ki ngā i roto i te kohinga o nama tōmuri. I tua atu, e te nama te moni i roto i te peeke, nui atu i te "matua keke i roto i te huarahi", e haapapu te auraa o te Bank ki te nama.

Ko te kupu, ko te tātaritanga o te ture o nāianei, ko te reira mārama e te Bank kia kore, i waho te whakaae o te nama ki te whakawhiti ratou matau ki te tono ki te utu i te moni taurewa ki te moni e tika ana i raro i te whakaaetanga taurewa ki te rōpū tuatoru e kore e whai te raihana pēke.

Heoi, i roto i te mahi, peeke mea e ka tono mo te taurewa - kua homai te nama tona whakaae ki te tukatuka o raraunga whaiaro, reira whakapumautia tona whakaae ki te ohipa o kerēme ki tetahi rōpū tuatoru.

Ki te taua whakahe, me te kore e taea e whakaae i runga i te whenua e whai ake nei.

Tuatahi, ko te tukatuka o raraunga whaiaro i roto i runga i te ture Federal "I Raraunga Whaiaro" ngā pārongo rawa rerekē atu te hunga whakawhitia i raro i te kirimana o te taumahi o ngā kerēme (tuku). Ko te hanganga o ngā raraunga whaiaro ngā te mōhiohio e whai ake nei: ingoa, ingoa me te patronymic, rēhita me te wāhitau noho. Wahi o te mahi, tau waea - arā, mōhiohio whaiaro e pā ana ki te nama. A, no te e tuku te taumahi o ngā whakaritenga tika (tukatuka) tino atu kōrero e pā ana ki te mahia e te nama o ona herenga i raro i te Tiriti.

I tua atu, ka tono hoki te tuku o te taurewa whakaae te nama ki te tukatuka o ratou raraunga whaiaro anake ki te whakaoti i te raruraru - ki te tukua mai te pūtea tārewa te taurewa ki te paopao ki ranei.

No nia i te mahia o te kaimahi Bank whakaaetanga taurewa e kore e korero, a kore e whakamārama ki te nama. Nā tēnei, i runga ki te Art. 10 Ture RF "I te Protection o Consumer Rights" enei mahi e taea te taau rite haavare e pā ana ki te āhuatanga o te ratonga e whakaratohia ana.

I tua atu, me kia whakahuatia te whakaae nama takoto. Ko te āwangawanga ko e kore e te parau i roto i te whakaaetanga "tetahi rōpū tuatoru" e hāngai ana i runga i te ture. Me faaite concretely whakaae o te nama, e whakaae te nama ki te whakawhiti tika o te moni (te Bank) ko te rōpū tuatoru motuhake tohu tona wāhitau rēhita, te whakatinanatanga tūturu o ngā mahi, TIN, BIN.

Ko te whakaaetanga taurewa o tenei e kore e kitea e koe, na reira, i roto i tenei wahi ki reira he ano he takahi o ture e hāngai ana.

Ko te kupu, e nehenehe tatou e faaoti.

1. ngā whakahaere o te Bank, e riro nei ki raro ki te raihana - e kore te mahi anake i runga i te pūtea taurewa, engari mahi ano hoki i runga i te ora o te moni nama ki nga kaitono e.

He ture 2. Taumahi o te Bank o ona tika i raro i te Whakaaetanga Loan waho te whakaae o te nama.

3. Me mārama faaite te whakaaetanga o te nama, arā Me āta kia tautuhi tona whakaae i te rōpū tuatoru ki nei te Bank whakawhiti ai ona whakaritenga tika.