Kamupene inihua - he aha te mea tenei? Hanganga me te Pānga

kamupene inihua - he kautaha fakapa'anga e whakarato ratonga rīanga ki takitahi, ngā rōpū o ngā momo rerekē o te mana. I roto i te tikanga ki te mahino te tikanga o nga kamupene inihua Me ki whakaaro te mau parau tumu o te utu moni ki nga tangata inihua.

He aha te inihua

Insurance - he ara ki te tiaki ratou ake ngākau nuitanga, pai-he i raro i tūkunga kino. He ähua iti te tūponotanga o taua ngā, engari i roto i te whānui, he tino tūturu. I runga i ngā raraunga tatauranga, whakaritea reira te mōrea inihua, te inihua nui me te auau. Compensation mō te kino anake puta i roto i te take o te kupu whakamutunga he kirimana inihua. Ko te pūtake o te moni ko nga rāhui me moni o kamupene inihua (SC).

I roto i to tatou whenua, te pūtake ture mo te whakarato o taua ratonga e:

• Ture o te tau 1992 "I te Whakahaere o Insurance Pakihi i te Russian Federation."
• Ko te Code Civil o te Russian Federation.
• Ētahi atu tuhinga.

Ko te putanga o te hua inihua, i te mea he rārangi o ngā ratonga rīanga e whakaratohia ana. Taunakitanga o inihua ko te kaupapa here rīanga. tavini te reira rite te ahua o te taurangi e ki te takanga o etahi huru e tango i te kamupene inihua i runga i te titauraa utu i te moni i whakaritea o te moni i roto i te manakohia o te kaiwhiwhi whakamutunga.

He aha e nga kamupene inihua

Paerewa Insurance Company - tomo te whakahaere wehe ki te kirimana o ngā ratonga rīanga me tiaki. I roto i to tatou whenua, nga SC - hinonga ture e kua tetahi he whakapaipai whaimana me te whakahere ratou ratonga i runga i te pūtake o te ture ngā.

Whakarato hua inihua - te hopoi'a tika o te kamupene rīanga. I runga anō i te tūponotanga o te tupu, me te aromatawai mōrea, āpiha Insurance whakahere kaupapa here rīanga me taurangi utu mo te tukinotanga i raro i tūkunga kino.

O te akoranga, rite tetahi hinonga arumoni, e hāngai ana te whakaaro o te kamupene kei te i te pai. Ko te ahua motuhake o te mahi ka taea ki te whakaemi i nga aamu o moni nui o te moni, e totonu e taea te tuku o te kamupene inihua. Ka taea te tiri i tēnei kororia pūtea ki ētahi atu whakahaere mō ngā āhuatanga moni arumoni. Ngā o te haumi, ko te kaupapa ki te ture inihua motu me mana pūtea. I roto i Russia, ko reira te Tāhuhu o Finance me te Central Bank.

Ngā momo o Insurance Companies

rerekē Whakarōpū o kamupene rīanga te. Hei tauira, inihua kamupene i roto i Moscow i roto i o ratou tikanga tautuhi ratou rite te umanga puritia e te kāwanatanga, tūmataiti me te taonga terenga. Rerekē rite te whakahaere me te āhua o te ratonga e whakaratohia ana. He matatau kamupene motuhake, mahi koe he mahi i roto i te whakarato o te maha ratonga rīanga pērā i rīanga aunoa.

He maha-IC, e taea inihua katoa me e te katoa. He Insurance Reinsurance me moni penihana tūmataiti, rawa, i te ara, kōrero ki kamupene rīanga. rerekē ratou i roto i te UK, a ki runga ki te rohe mahi, i roto i nei whakaherea ratou inihua. E hiahiatia ana kamupene Insurance kaupapa here kaihoko inihua - no te mea kohikohi i te atu takoha āpiha, ka whakanui i te tere hua te kamupene o. UK mahi i roto i te tetahi rohe, whakatuwhera manga me tari māngai. Fakasiokālafi, kua wehea enei hinonga ki:

• kaupapa here tuku inihua i roto i te wāhi ngā rohe ranei - rohe;
• rohe - i te aroaro i roto i te maha rohe, pokapū motuhake;
• motu - mahi puta noa i te whenua;
• ao - E tari ranei manga i roto i ētahi atu whenua.

Whakatauranga o kamupene inihua

Rite tonu te i roto i te pāpāho i reira he pūrongo e pā ana ki te wahi i roto i te tūranga o te tika, me te rongonui te tahi i te tahi kamupene inihua ranei. Tenei nui o te kōrero i runga i whakaaro kia kukume te aro o kau ma'u kaupapa here pea me te akiaki ia ratou ki te hoko ratonga rīanga kei roto i tenei kamupene. Mai i tenei tirohanga, ka taea e tatou whakaaro te tono o te maha kamupene inihua whakahere ratou ratonga i roto i te pane, me te tua atu. He aha tuhituhi ratou e pā ana ki a ratou ano kairīanga? He aha whakatutukitanga ake kawea ratou ki te mua? Ka taea e koe te tango i rua o te uara tino tohu mo te tātari haere i roto i te tukutuku o kamupene inihua, me te he tïmatanga - te nui o utu inihua - e ko, te nui o ngā utu hanga mo kaupapa here inihua, me te nui o te utu inihua, i te kamupene hokona i roto i te 2015.

"RESO-Guarantee"

Kua tūnga te kamupene "RESO-Guarantee" iho rite tetahi o te nui rawa kaitākaro mākete inihua Russian. I tēnei wā, ko ia te toa o te whakataetae motu "Brand o People / Brand №1 i Russia", toa maha o te tohu "Golden Salamander", te toa o te "Pūtea Olympus" toa Tohu National i roto i te kāwai "VHI insurer" me "Aunoa".

I tua atu, "RESO-Garantia" i runga te toru i roto i te tau kua hipa mo te kohinga o utu - 276 piriona moni. moni Utu ki 124,2 piriona - e ko, tata hawhe o nga moni i kohia kua homai te kamupene ki te tangata inihua.

IC "MAKS"

whakaturia te kamupene i hoki i roto i te 1991. Ko te kaupapa matua mō te inihua auto whaiaro-whakaahuatia; Takere ko MTPL, inihua tūao hauora me te inihua rawa. Ko te rārangi o whakatutukitanga - te teitei whakatauranga tika e wātea ana i runga i te ti'amâraa whakatauranga motu "Tohunga RA". Neke atu i te te 2015 kamupene inihua mua "MAKS" huihuia neke atu i te 37,2 piriona moni, a me te utu ki tata 92%.

"SOGAZ"

tika e taea te whakaaro kamupene inihua o te taua ingoa rite te motu - te mea manga i roto i nga rohe o to matou whenua. Analysis o te pūrongo mahi pūtea tohu e i roto i 2015 tini te rōrahi o utu inihua ki pā ana ki 78 piriona moni. Ko te rōrahi o ngā utu kia rite ki te hua o aituā inihua - 27.3 piriona moni.

"Whakaae"

Ko te kamupene inihua ki te taua ingoa mahi i runga i te mākete o te inihua ratonga hoki i runga i 22 tau. Tino ngätahi me te pāpāho, kua tohatoha tona whatunga ake o tari, me whakatinana ona ratonga i roto i takawaenga. I hua o 2015 riro te kamupene 56 piriona moni o utu inihua, ka utua e 46.5ōrau piriona moni.

Hoki kiritaki pea tau teitei o ngā utu inihua whakaaro IC tika o tona pūmautanga pūtea. He whika payout he mo te faaotiraa o te hihiko UK ki te whakatau ona kiritaki. Ko tētahi atu pātai - me pehea e pono enei whika. Hei whakatau i te tika o te kamupene inihua ka titiro atu o te wahi i roto i ona pūrongo, kia rite ki te Tāhuhu o ngā whakaritenga Finance, ka taua mōhiohio e tohu i te kaiārahi o te UK, i roto i te heke mai kia waiho reira e wātea ana i runga i nga tukutuku o te kamupene inihua. whakaatu tauākī pūtea te tika, me te taumahinga o ngā kairīanga te whakatapu. ngā ano ko te tātari o arotake o kairīanga, ahakoa kia whakapono enei raraunga iti - o te arotake pai tika utua hoki, me etahi o te kino e taea te tuhituhi e nga tangata, i i taea ki te whiwhi utu mō ngā take whāinga. Tātaritanga o tenei mōhiohio e taea te hoatu he aromatawai ngā o ngā i roto i te whanaketanga o te whakatapu UK me huri noa te mākete inihua Russian rite te katoa.