Kua roa kua kāri kirihou wahi o to tatou oraraa. Small, taputapu utu watea, e tango tata ki hea i roto i te ao. haumaru rawa hoki. Me mahara tatou tonu te waehere titi, me te whakarite kia kore i ngaro te kāri, kua tahaetia CVV ranei me, mo te tauira, utu mō ngā hokonga i roto i te toa ipurangi. Ko reira ko te otinga kē - PayPass. He aha te mea te reira, ka pehea ki te whakamahi i tenei taputapu, ka ako koe i tenei tuhinga.

whakamāramatanga

PayPass - tenei contactless utu hangarau i te tikanga o ngā kāri pēke MasterCard. I roto i te tikanga ki te utu i nui ki te hanga i te kāri ki te microprocessor i roto i te tauranga. Ko te hangarau PayPass tenei. I roto i te meka, te kāri ko te maramara ki te pūihi. I roto i Taiwan, i te USA, Spain me Turkey MasterCard PayPass tāmau microprocessor i roto i mataaratanga, waea pūkoro me ētahi atu tūemi e maua e te tangata ki a ia i nga ra katoa.

Tenei pūnaha utu haumaru ka taea e kuware, tere, me te haumaru ki te kawe i roto i hoko iti. Na, i roto i te utu te mea kahore he hiahia ki te mamae ki motu, te haamau'araa i kāri i roto i te tauranga, haina haki. Ko te kaiwhakamahi e pa noa te tauranga motuhake. Ko te tino whai hua i roto i te mara o te hokohoko i roto i te taonga ki te utu iti, me te auau tauwhitinga tiketike hangarau PayPass. Ko mo tona whanaketanga whānui i roto i te heke mai, ko te mea e tika ana ki te whakapakari i te haumaru o ngā mahi.

History o te whanaketanga

I roto i te 2003, MasterCard 9 marama o whakamatautau te whakamahi o te hangarau contactless i Orlando, Florida. I 60 ngā rerekē utua kaiwhakamahi 16 mano mahere. I roto i whakarara mahi te kamupene i roto i tona hototahi ki Nokia, JPMorgan, AT & T mo te whakataki o PayPass ki waea pūkoro. hua 50 milioniraa kōwae i roto i 2008. I tenei wāhi, 77% o ngā kaiwhakamahi e whakamahia ana te hangarau contactless rite nga tikanga tuatahi o te utu. Na roto i te 2010, whakarewahia PayPass i roto i Bulgaria ko Slovakia, i roto i nga ringa o nga kaiwhakamahi i 75 miriona kāri, i tangohia e 230 mano terminals. E ai ki te pūrongo pūtea o te kamupene mo te tau 2012, hanga rōrahi nui haere e 50% e tika ana ki te tupu i roto i te maha o ngā kaiwhakamahi puta noa i Europe. kāri PayPass take i tenei ra te Russian Tiaki Bank ko Privat i Ukraine.

E kore kua whākina te reira i te pūmanawa o PayPass

Eaha te auraa? He painga ki ngā kaiuru mākete katoa whakawhitinga Contactless: kiritaki, hinonga arumoni me tahatika. pūtahi pūtea whakarato ratou kiritaki ki te maha nui o ngā tikanga utu, kaituku - he hua i roto i ngā hōtaka kāri kau ma'u pūkete mateakí. Ka taea e tēnei hangarau kīnaki tetahi nama, nama, tahi-waitohu me ētahi atu hōtaka.

rōpū Trade, i tāuta PayPass kāpeka taea te taviniraa ona kiritaki i te taumata teitei. Whakaiti i te maha o ngā mahi me ngā ratonga moni accelerates te tukanga, me te āta whakarite te kakama nui. Ko te kamupene tuatahi nui e tīmata te whakamahi i MasterCard PayPass, - ko McDonald o. Aita i maoro roa, ka haere mai te moni i roto i te hangarau hou i nga kaitākaro me hahaupōro. Kei te whakamahia inaianei te pūnaha contactless i roto i turnstiles, ngā mīhini hokohoko, me ētahi atu

PayPass: te wahi tango a tukua i roto i Russia

Ko te utu contactless tuatahi i roto i te Russian Federation i tū 09.09.08 i te wharekai Moscow "rima Star". tukuna te kāri tuatahi ko PayPass Industrial Bank i 2010. Kei te whakaritea te reira ki te tuku i te putanga kāri motuhake mō ngā ākonga me ngā kaiako. Ka taea te whakamahi ratou mo ona whakaaro e tūmanakohia ana e kore anake, engari ano hoki i rite te pukapuka record me studbilet.

Mai 2011, he kāri ki te karawarawa autō, me te maramara manufactures "Raiffeisenbank". hoatu Ko tōna free kiritaki i raro i te mōkihi "Premium". Ko Me whai hoki te toenga iti o 2 miriona moni. ranei 1 miriona, ki te i roto i te marama ka e te haamau'araa i neke atu i te 25 mano. horoitanga. Kiritaki kore e nei e ü ana ki tenei huru ka waiho he utu marama 3000 moni.

Analogues i roto i te ao

tīari hoki hangarau Contactless i roto i te pūnaha uruwhenua. PayWare - orotahi PayPass. Eaha te auraa? Visa ko JCB Co. Ltd. haina te whakaaetanga i runga i te whanaketanga o MasterCard whakaaetanga rite te kawa kotahi, ka ie kia whakamatauria hangarau contactless katoa i te kaupapa kotahi, whakarite i te hototahi o rama katoa.

Ko te painga matua o te utu contactless:

• tikanga hou o te tātaitanga;
• tikanga ao o te utu - e taea te whakamahi i te kāri pēke i runga i ngā pūrere hou kahore anake, engari ano hoki i roto i te maha ATMs me terminals POS;
• ora ratonga roa;
• utu tere tiketike;
• tiaki ki tinihanga.

Ko reira he kotahi drawback nui - te kore o te hanganga, te utu o te mea kia nui e kore te pareparenga kaua te kaihoko kei roto i kahore hohoro ki te haumi i roto i reira. I roto i te UK mō te 3 tau i tāuta matou terminals i roto i te% 10 anake o nga toa.

PayPass: me pehea ki te whakamahi i

Ngā mihi ki te utu kāri contactless kongakonga motuhake taea te hanga iti kahore motuhēhēnga taata tei. E whāiti taua ngā mahi ki te 15 tara i roto i te United States, 50 PLN Poland, 10 pauna i roto i te UK i roto i 1000 moni - Rosiii. ka whai Operations i runga i moni nui ki te whakaatu i te hainatanga o te te taenga, tomo te PIN-waehere ranei. Otiia e kore e tukua pareparenga katoa te. Hei tauira, i roto i Germany ko Austria i te take o rawa te rohe o te utu ka whai ki te kawe i roto i tikanga whakapā tikanga.

MasterCard whakarewa nama me te nama PayPass. Me pēhea te ki te whakamahi i te maramara contactless?

I muri i ia nui tauwhitinga namahia te i tō pēke pūkete ranei. Mai te hononga whakapā-kore, hei utu o te kāri e taea te whakamahi ki te tapa i te fob matua RFID, he atamai ki NFC, a kia ki runga. Ka taea e D. taonga anake utu i roto i ngā hokohoko ki te logo PayWave Visa, PayPass. Ko te kāpeka fakapapau'i te tikanga o te tai'oraa i te tohu oro. E kore e te kaiwhakamahi i ki haere te kāri i roto i te ringa he, tomo te PIN-waehere, haina te haki. Kati ki te kawe ki te wāreti kāpeka ki kāri. Roto, i reira kia kia kore atu kawe kirihou ki te maramara. I roto i Germany e tāuta ratou me kāri tuakiri.

haumaru

tauwhitinga Contactless tino whakaiti i te wa. Otiia i roto i ngā o te haumarutanga homai kaiwhakamahi te rota o ngā pātai. Ka taea e te maramara RFID kia wāhanga mamao ki tou te kāri i te tawhiti o te 2 cm. karanga tenei meka ki pātai te whakamahi whakapā-kore tonu.

PayPass ārai pānui tika ki te RFID. Kei ngā mōhiohio e pā ana ki te maha me te roa o te mana kāri te maramara, a ehara i te mea nui ki te whakahaere i ngā whakawhitinga ipurangi. Hoki ia tauwhitinga hangaia he waehere kotahi-wā. Ki te amo tatou i te reira noa te whakamahi o te kāri, ka taea e koe te hanga i tona ki tou. Kei te whakaaetia te tono tuatahi o te waehere tārite, a korerotia te hua taketake i roto i te whakatārewatanga o kawe e rua. Homai nga rohe tauwhitinga iti, kāri cloning huakore.

Hanga he rota o ngā mahi o te kāpeka pūkoro kore e mahi. I roto i te wāhi ki te taupori nui o raraunga i runga i taua ngā mahi me haere mai ki te pokapū whaimana ki waho e kore e taea e ki te whakamahi i te kāri, kahore whakamanatanga. tātari taua pūnaha ia waehere hangaia, ka whakamatautau ai mo te tārite. Hoki ki te oti tiaki mōhiohio hipoki he mahere, hei tauira, roropi reira i roto i te konumohe.

Hea ki te whakamahi i te hangarau MasterCard Mobile PayPass

I roto i Moscow, St Petersburg me ētahi atu pa Russian nui "contactless" maha ngā rite hokomaha, wharekai, wharekai, pharmacies, teihana hau, salons ataahua me ngä rite. I tua atu, mau etahi whakahaere hea mō ngā kaiwhakamahi hangarau PayPass. Hei tauira, i roto i te pane a te raki tae noa ki te mutunga o Pepuere, te aufauraa i hoki te tikanga i to koutou toa kawhe tino i runga i te atamai, ka taea e te tiki e koe i te kawhe rite te mea homai noa.

rongo Tata

Petersburg Metro mai January 2015 ka anga ki te farii i utu contactless i turnstiles katoa. namahia ki te kāri utu te he nui rite ki te utu here ekenga. Ki te whakahaere i taea te tauwhitinga anake tepu i mahue tueke Ringapūrere. I roto i te tikanga ki te utu i nui ki te kawe mai i te kāri ki te porowhita kōwhai. I te otinga o te hoko i te Ringapūrere tahuri puru.

kia hoki hanga Founga o utu mataaratanga Watch2Pay - te hua o te pēke "Pae Ak". i roto i Kazan anake i neke atu i te kotahi mano te maha o mua whakahau-. utu hokohoko o te hua - 3000 moni. Federation Russian. karaka Kirihou i roto i te maha putanga (ma, pango, whero, puru) i nui matotoru. Haunga clockwork Seiko Epson i roto ratou i reira he ano he mokamoka mo te Sim-kāri. Kei matarohia kāri contactless. Hei whakahohe i te karaka, e hiahia ana koe ki te tukua atu ratou i te SMS ki te tau kāri.

I roto i te raumati o 2014, ka taea e koe te whakamahi i te atamai ki NFC, ki te utu mo te waka tūmatanui. Ki te mahi i tenei, Me te operator ki te whiwhi i te Sim-kāri motuhake ki tono kawe-mua. Hoki utu e hiahia ana koe ki te kawe mai i tō waea ki te Pūwhaimana, e ko te pēne. I roto i te lēlué e tāuta ratou i roto i te turnstiles. Ka taea e koe te whakamahi i te karaka i roto i te Kazan rite te haere i roto i te IT-park. Ki te mahi i tenei, i te tomokanga ki ngā whakaurunga hākinakina i eke terminals Mana - infomats. Tatarstan o neke atu i te 150 wae.

whakarāpopototanga

I roto i te kāri kirihou puta tika whakakapinga - PayPass. He aha te mea te reira? hangarau Contactless, e whakamahi ana te pūrere, ka hanga utu ki te maramara me te pūihi. Hei whakaū i te utu e kore e hiahia ana ki te tomo i te PIN haina ranei te arowhai. pa kau te kāri ki te kāpeka motuhake. iti Tepe mō ngā mahi e te pēke te tuku, engari kaua e nui atu i te 1000 moni i roto i Russia. Whakamahi o te hangarau e taea kore anake i roto i te kāri. E kore e pera roa i mua puta reira Watch2Pay karaka ki te maramara taua mō te 3000 moni. I tua atu, waea atamai ki NFC, ka taea e koe te utu mo te haere i runga i waka tūmatanui. Otiia ka whai reira ki te hoko i te kāri Sim ki te tono motuhake i mua-tāutatia. Ko te whanaketanga tonu o raruraru e te kore o te hanganga i roto i pa iti te hangarau.