Ngā o te taurewa i Sberbank mō penihana. Te auau huamoni, te rohe tau

Sberbank o Russia tenei ra - ko reira te pēke tino pono, me te ao o te whenua, te tūturutanga o i whakapumautia e tau me milioni o kiritaki makona. He momo o ngā hōtaka taurewa, moni whakawhitinga, utu tere, me te tahi atu ratonga tiketike-mutunga whakaratohia e Sberbank, e wāriutia ana te tino tino tangata Russian.

Ko tētahi o ona āhuatanga matua - he takotoranga pāpori o nama me ngā hua pūtea. I roto i ngā, kia tuhia te reira e homai te Tiaki Bank ki penihana nama. A hanga ana e ia e tu ratou i roto i roto i te rōpū pāpori ngā, no te mea he noa, me te pūmau, engari i roto i te nuinga o te wā iti ratou moni. Ko reira no te mea o tenei meka i ngā o te taurewa ki Sberbank penihana faingamālie. Na mutu i te wa o te tukatuka i te taurewa kia mahi, pea kore mahi ranei.

ngā maitai

Ngā o te taurewa i Sberbank mō tuākana whakarato ngaahi monū motuhake mō tangata te whiwhi he penihana ki te pūkete i roto i te pēke:

· Lower auau huamoni i runga i tetahi hua taurewa;

· Whakaaturanga o te tuhinga kotahi (uruwhenua) mo te hoahoa o te taurewa;

· Tono mo te taurewa whakaaro te rite wawe tonu (ki te kia mohiotia i roto i te 2 haora);

· Ka taea e penihana mai ki tono ki tino tetahi peka Tiaki Bank, e take whiwhinga (me tino motuhake i tona wahi o te noho);

· He he rerekē, e pā ana ki te tukanga o te fariiraa i te moni: ka ahakoa kia utua ratou i roto i te moni kia whakawhiti ki kāri o te nama ranei.

momo o taurewa

Haunga te meka e whakarato Sberbank pūtea taurewa ki takitahi, i roto ia ratou i te reira tukuna hoki he kāwai motuhake - penihana. He tino kanorau hoki tangata o faatuhaaraa tau Types o ngā hua taurewa, engari ko te tino tino e pā ana ki to ratou whakaae te pēke, i mohio e tenei kāwai o tangata fakahu'unga te mōrearea tika nui o utu-kore o moni. Na reira, Sberbank o Russia whakarato taurewa ki penihana anake, ki te he arero hītori nama o te nama. Loans mō penihana tuwhatuwhaia Sberbank ki te maha ngā kāwai:

· Kiritaki;

· Ūnga;

· Kāri Credit.

e kore ai te tarahuraa i te pūmanawa, a taea te whakaratohia i raro i te kī taurangi o tētahi atu takitahi.

taurewa Consumer kahore haumarutanga

He rerekē rite ohie rite te whakakī i te tono tenei taurewa. Ka Me penihana anake te uruwhenua, tono me te tohu o te moni (utu me / ranei penihana).

Nā ki te meka e kore e tenei taurewa whakarato mo tetahi kai o tetahi taonga aueue ranei i te puka o taurangi i ngā rōpū tuatoru, ka kia iti moni. Ko te nui iti, ko te 15 000 moni (mo Moscow kiritaki o ngā ratonga pēke - 45 000), me te rohe mōrahi o te taurewa - 1.5 miriona moni.

Whakarato taurewa Tiaki Bank mo penihana, te auau huamoni i runga i nei te takoto i runga i te pūtea taurewa wā:

· Credit, hangaia hoki ki runga ki te 2 tau, ka kia ngohengohe ki te iti o 17% ia tau;

· Tono moni i te peeke mo rima tau ka utu i te penihana 18.5% he tau, neke atu rānei.

Citizens hiahia ki te taonga tarewa i roto i te moni ke, ka pārekareka ki ngā āhuatanga ake pai. Ko te kupu, ko te auau huamoni mō te tau-rua taurewa ka kia 14% te tau, me te i runga, me mo te taurewa-tau e rima - i 15,5% te tau.

Ko te tau mōrahi o te nama

Mai homai Sberbank enei taurewa ki takitahi, i te mea te tūranga tau, he reira arorau ki te mau i taua i te wa o te tono me kua kia puta te nama he penihana, a kore e waiho te reira pakeke atu i te 65 tau. I tua atu, he mea nui i ko te nama i te wa o te mahi o herenga nama muri atu i 75 tau o te tau.

whakaaro tono rēhitatia te kaimahi pēke i roto i nga ra mahi e rua, a taea hoahoa koe i te reira i roto i te marama o te taenga o te whakautu pai. puta whakanoatanga i roto i utu rite marama. e kore e utu wawe o te nama rapua e tetahi atu utu. e kore e Sberbank whakaturia tetahi wahi iti o te utu wāhanga wawe, e kore wā iti o te utu wawe i ki tonu i. Te whiu mo te mutunga o te utu he paerewa, me te 0.5% o te nui o te instalment marama. tāpiri ia ki te nama i roto i taua moni i ia ra.

Loan ki whakakapi

Ngā o te taurewa i Sberbank mō tuākana ngā te pea o te taurewa moni nui o te moni, engari me te reira ki te kia herea ki te whai wāhi i te kaioati. Te aroaro o te iwi te whakatairanga i taurangi moni-hoki, faarahi aunoa i te tuanui ki runga, taurewa ki 3 miriona. Moni. Ko te tukanga o te whiwhi nama me te mahi e ōrite ki te putanga kiritaki noa. rerekē paari i te 3 marama ki te 5 tau. Ko te painga matua o tenei momo o te tuku moni he ātaahua moni reiti me te kore o kōmihana mō utu.

Mutu, i mahi i roto i te Tiaki Bank, kia whiwhi nama kiritaki i raro i te kī taurangi o tangata tinana i te tere o 16.5% te tau, me te pai ki te tango i te moni i roto i tara euros ranei ka riro he painga noa nui. Hoki ratou, ka waiho i te auau huamoni ā-tau rite ki te iti rawa 13.5%.

take Sberbank te taurewa ki penihana, nei tau i te wa o te paunga o te kirimana e kore e nui ake te paepae o 75 tau.

kāri nama

reiti pai o te mahi kāri nama ki te rohe moni nui e wātea ana ki te penihana e te mau melo o te penihana utu ranei kaupapa Sberbank. Ano, Ka taea e te tiki i tenei hua kaitono ki hītori nama pai me kiritaki ki te kāri nama. I roto i ngā take pēnei i, kua whakaekea te kāri nama ki te whakaae i mua kiritaki. whakaaro te take i runga i te reira te kaiwhakahaere Tiaki Bank wawe tonu, kua korerotia tonu reira me rohe e wātea ana i runga i te reira. He nui ki te whakaatu i te uruwhenua ki raraunga Russian, me te rēhita penihana. Ko te auau huamoni ā-tau i runga i te kāri nama e rerekē i 18.9% ki te 24% te tau, me te taea te nui mōrahi kia ki runga ki te 600,000 moni.

Car Loan

kia hoatu Bank taurewa mō ngā penihana mo te hoko o te motokā, e rua hou, me te whakamahia. Ki te ko kē te motokā o te hanga motu Hainamana ranei i roto i te whakamahi, e kore e tona tau e pakeke atu i te 5 tau, me te mea hanga he motokā ke i roto i tetahi atu whenua, ka me hanga reira kaua e nui ake te 10 matahiti i teie nei.

Utu mo te taurewa motokā, Sberbank kore e whakarato. e kore e whakarato tohu o te moni he taea, ki te hanga koe i te utu tuatahi o te 30% o te moni taurewa i runga i te motokā tino. Ka taea hoki te hoatu e te pēke tetahi o tona taonga hei taunaha.

Hoki te hoko o waka rite ki te hoatu Sberbank taurewa ki penihana, ka rerekē te moni o nei i 13.5 ki te 15% i te auau iti i runga i te wā o te taurewa rānei. Kei te whakatupato ano moni motuhake i runga i te taurewa i roto i te taurewa moni ke o runga ki te 1 tau, 3 tau, me te 5 e ngohengohe ki te 10.5%, 11.5%, me te 12% te whakaatu i. He tika hoki tuākana mahi i roto i te Tiaki Bank rite te kaiwhiwhi o penihana, me te tahi atu kiritaki ka riro nama i te tere o te 1% atu enei utu.

I roto i te taurewa e taea te tiki e koe ki runga ki te 5 miriona moni, me te nui i raro - .. 45000 moni. Kia kua whakaaetia te Bank he tono tīmata ki te tīpako i te wāhi nama, e pumau 90 ra.

moni mokete nama

Ki te hoko i te whare e taea te kitea i tino manakohia i roto i ngā o te taurewa Tiaki Bank mō penihana. tuku tenei mema o te mākete pūtea, me te nama ki kiritaki ruhiruhia hōtaka tuku e toru mōkete:

• te hoko o te whare oti;
• rironga o te ahanoa i raro i hanga;
• hanga i te whare i runga i to ratou ake.

Tiaki Bank whakarato pūtea taurewa mō ngā penihana, te auau huamoni i nei tetahi ōrau raro atu i te paerewa auau huamoni ā-tau i runga i te mokete.

Na roto i te te hoko rite i raro i whare hanga ranei, e tika ana nga tangata whakatā tau ki te tango i te tārewa i roto i te nui o 45 mano moni. Ko te takoha tuatahi mōkito i roto i tenei take, ko te 15% o te utu kāinga. Ko te wā mōrahi o te taurewa whare ko 30 nga tau. Ki te takoha hawhe tuatahi o te utu o te nama fare e taea te hanga atu painga te taurewa, i ko, te auau huamoni i runga taua mea e taka ki te 12% i ia tau.

Painga o penihana nama i roto i te Tiaki Bank

He tino ātaahua me te painga, me i roto i tahatika Russian katoa enei tono i roto i te hokohoko nama o tenei ra. Ratonga Tiaki Bank mo retirees tikanga nga painga e whai ake nei:

· Rerekē Ngā o te taurewa mō penihana i roto i to ratou painga;

· Ka taea te utu Loan mua o te hōtaka, kahore tetahi atu utu;

· Penihana Ratonga mātanga anake tino tohu;

· Mahi Hotline huri noa te karaka; e karanga ana i runga taua mea, ka taea e kitea e koe e tali āmiki ki ngā pātai kiritaki katoa;

· Nama whakatā tau i roto i te Tiaki Bank kia meinga he mema o te hōtaka bonus te mahi motuhake ranei, e pai pā te āhua o te nama nama;

· Te rēhitatanga o taurewa i roto i tenei pēke he whakarāpopototanga mārama, me te mārama o nga tūemi katoa o te kirimana;

· Variety o ngā huarahi ki te utu i te nama penihana: utu moni i roto i te peka o te whakawhitinga pēke ki kāri kirihou, moni whakawhitinga i roto i te pūnaha "Golden Karauna" ranei "Whakapā", whakawhiti o moni ki te pūkete nama ki te putea hiko.