Ko te pēke "Credit National": raruraru. katia te pēke "National Credit" te?

Ko te pēke "National Credit", he raruraru kua tae nei tona tihi i roto i 2014, ka haere mai ki te oraraa i roto i te 1993. Ko kē i runga i te "nama National" i fetongi i 2000 tona ingoa tuatahi "mango". Hoki i roto i 2008, kua takahia te whare pūtea ake tukanga i te puka ture o te huringa. Taunahatanga Limited hou kamupene kararehe tahi i roto i te tau 2009. I roto i te Hakihea 2010, kua riro "Credit o tangata" Bank, i i kua anake arotake pai i mua, 25% o "Bank o Khakassia." A iti i muri mai, i nui haere te maha o hea ki 76%. Na roto i te 2011, i tino whakakorea Khakassia raihana institution pūtea i roto i te hononga ki te hanumi. Ko te pēke "Credit National", raruraru i timata hoki o te tere iti, te utuafare whakahaere Antonov.

mua kororia

Kua mahi te Bank i te raihana Central Bank, a ko te hoa o Moscow. Ko te whare pūtea ko te mema o te Association o Russian Banks me ngā hanganga wāhi whakatakoto Insurance. rēhita mana whakapaipai hea o te kamupene ko 1.8 piriona moni. ko nui o te tika whakapaipai rite ki $ 4.2 piriona. i te Institute te ana'iraa o te mema tuarua o ngā pūnaha utu ao Visa Inc. ko Mastercard WW. I mua, kua tonu whakapumautia te ti'amâraa whakatauranga te whakaea o te whare, me te vahe reira ki te te kāwai i roto i runga i te tauine motu.

I te rua noa nga tau i mua i timata ratou ki te puta ngā pūrongo e "nama o te tangata" katia pēke te, whakawhiwhia te whakahaere i "Olympus pūtea". I roto i te hanganga whatunga rohe ngā o 9 manga matua me etahi 35 tari atu. Institute o History nga wa ka kihai i ia ara whawhai mo te ngawari i runga i te āhua. kaupapa here nama Ita i te pai o ngā wā whakaaetia ki te tae te tere nui.

Eaha tei tupu ki te pēke i roto i nga tau tata nei

I roto i whakamutunga i te tau o te pūtea institution mahi i raro i te ako o te Central Bank, i iti te whai wāhi o ngā putunga takitahi '. riro tenei tikanga i roto i Hōngongoi 2013. Hoki, i roto i te tua ki te whāititanga o te Central Bank o te Russian Federation te kaha tūtohutia ki te whakahohe rahui katoa ki te whakatau ona herenga ki depositors. Kei te unu whakarongo ki te meka e kore kua te whare pūtea iho whaia he kaupapa here kaitaua ki te kukume putunga. Kua riro taua mehua rite ki te hua o te tere iti o te whare.

Ko te tohu tuatahi ki te raruraru

i tika ki te meka i timata te "National Credit" Bank tuku putunga waho nga tikanga te arā tuatahi. A, no te timata pūtea ki te tae mo ratou putunga, i mōhio ratou e pā ana ki te rohe o ia rā o te Institute i te nui o 25 mano moni. kihai i taea e ki te tiki i to koutou ringa i runga i whai wāhi katoa i roto i te ra kotahi te iwi. I matou ki te haere mo te wiki. Otiia, i roto i te rite ki ētahi atu whare pūtea, i kihai i toe ki te mahi i te utu, i runga i te mahana o te kaihau "nama o te tangata" arotake pēke i nga wa katoa i i he 'uhinga pai, tata tino haapa'o ki ona herenga. Ahakoa te raruraru, ka whakahoki te tokotoko pokapū karanga wā nga pātai katoa, ka whakarato ngā mōhiohio taipitopito mō ia kiritaki. Kia kore ai te tiango rauemi, kaimahi pēke e whakamōhio tonu kiritaki e te tahi mau utu i runga i mau, a kahore e te nuinga o nga kaute tautoko.

Whakamātau ki te whakatika i te āhuatanga

I roto i te whakamātau ki te whakatika i te āhuatanga o JSC "Bank" Credit National "Kei te ngana ki te whakapiki ake i tere na roto i te e tukupu ana ngä päpätanga huamoni i runga i loans. Ko te hōtaka "tangata" hei kua utu mīharo. I roto i te aroaro o te taunaha tiai ranei auau huamoni i runga i loans i runga ki te kotahi tau 16 anake%. A, no te te roanga o te taurewa i te tau kotahi ki tau e toru, e kia te auau huamoni rite ki te 17% te tau. Ki te te roanga taurewa, ko te neke atu i te toru tau, i whakahaere te tere ki runga i te reira i te tere o 18%. E wātea ana hoki ngā kiritaki e kore e nei i tetahi taunaha tiai ranei ano hoki Loans. Heoi, i roto i tenei take, ka whakatika te auau huamoni ki 18%. A, no te rere koe mahi ngātahi i te 1 tau ki runga ki nga tau e toru, e kia te auau huamoni 19% te tau. Ki te mea kua whakaritea e te kiritaki ki te tango i te pūtea tārewa mo te wā o e rima tau, te moni i runga i te taurewa e kia 20%. mahi tuku i roto i tari katoa, tae atu i roto i te pa kia rite ki Abakan. Ko te pēke "Credit National" kihai i whakaora noa te whakatau pau: e kore kua puta ke te āhuatanga tere.

I te nei ki te niu whakatau e pā ana ki te toremi o te raihana?

Ko te whakatau i runga i toremi o te raihana i hanga i runga i te kaupapa o te pūrongo whakahaere hou. ka mea te mōhiohio e kore he iti i roto i te pā ana ki te heke tere ki te 50% te faaruru i te "Credit National" pareparenga raruraru, me te ōwehenga tere tonu i pā ana ki 15%. E kore kua te whare pūtea tono mō te āwhina kāwanatanga i roto i te hononga ki te meka e i wa puritia nga mau a'oraa ki pūtea, e hiahia ana kia meinga tetahi kohikohi i roto i te nui o $ 100 miriona.

Timata o te mutunga

I muri i te taenga o ngā karere i te kiritaki NBU o JSC "Bank" National Credit "mo ki te kore whakarite i tona herenga, i whakaritea te whakahaere wā ki te whare pūtea. Tīmata i Oketopa 1, 2014, i whakahaere te whakahaere wā he tātaritanga pūtea o te āhuatanga. Ki runga ki te mate katoa i tuhia i roto i te mua whakapaipai whaiaro. I whakaritea e te reira e ko e taea ki te whakahoki i te whakaea o te hanganga, me tetahi e whaowhia i te kāwanatanga e kore e meinga e tikanga. Ko nga hua o te aro mātai o te āhuatanga Takitaro Mana ka pūtake kaha mo te whakamutunga o te mahi o te whare pūtea rite "National Credit" Bank. raihana taea te tango anake i roto i te take, ka he kore e taea te faanahoraa noa ki te tautoko pūtea i te kāwanatanga ki te mahi puta noa i te tau ki depositors me moni katoa o ona herenga. Ko te huru rite ū ki te ture.

whakataka iho Jobs he hehema

i muri tonu i te tere ngingila timata "National Credit" Bank ki te wheako raruraru kore he iti, ahakoa te haratau o te mahi, kitea i roto i te tiaki o ngā kaupapa whare me taputapu tūmatanui. Loans ki takitahi kiia hoki% 3 anake o te kōpaki taurewa, te rawa tino ki te wahi o 70%. I runga i nga moni o te mau taata kiia hoki% noa 23 o ngä taunahatanga. moni wäriu ki kaute rangatōpū kiia hoki% 22 anake o te whakapaipai. kiia nga hea me ngā kōrero o tahatika kāinga mō te% 19 anake o rawa kupenga. Interbank institution i roto i te nuinga o ngā āhuatanga, mahi rite te kaituku. Ki te nui rawa o te kukū o ngā rawa ki taunahatanga o te mahi hinonga i moni iti.

Ko te hekenga i roto i te

E ai ki ngā tatauranga i te National Whakatauranga Agency, ae ripeneta "National Credit" Bank raihana e tika ana ki te tere iti i roto i te 2010 ko e he pai kupenga o 20.9 miriona moni. I roto i te tau o mua i tino nui tenei ahua a me te ki 107,2 miriona moni. tuku iho tenei āhuatanga i te pareparenga mō te 149 tūranga i roto i te ana'iraa, a aro mai ai te o te whakatakoto Insurance Agency. Te heke kitea i roto i te tari katoa me manga iti, ko kahore he okotahi, me te pa o Abakan. timata te pēke "National Credit" ki te hoatu whenua, ahakoa kahore waho kahore tohu o te he.

otinga pai o ngā kōrero

katia te pēke "Credit National" te kahore take. I tua atu ki te kore o te tere, kua ako te whakahaere wā e te utu o ngā rawa o te whare pūtea kore e neke atu i te 14,121 miriona moni. Ki te whakaaro ki te herenga ki depositors me moni, pūkete ratou hoki e pā ana ki 16 854.8 miriona moni. huna te take mo tenei rerekētanga te ki puta tuatahi loans kore-te raveraa i, i moni ki 10.2 piriona moni. Ano, tuhia te meka i hoko tuhipoka promissory illiquid i te nui o 1.8 piriona moni i te kamupene nei wāhitau e tabulahia i roto i te tuhinga e kore hāngai ki mooni. Kua he tukunga o te taonga o te whare pūtea i roto i te nui o 0.2 piriona moni. Mai i riro te regulator mōhiohio e whakahaere whakahaeretia ratou ngā mahi taihara. Ko atu i te kitea te hua o enei whawhe, a kore e ngā whanaketanga pai kua tūmanakohia. Ahakoa te meka e te nuinga o pūtea hoki ratou penapena i roto i te wahi, tonu reira he maha rawa o te hunga nei mate e utu te ti'amâraa inihua i roto i te aratau whakaritea o te ture.