Insurance karawhiua? kōrero ture

Kia titiro a ki te pūtake ture mo tenei āhuatanga hei tauira. 25.02.2012, i reira ko te aituā e whai wāhi mai e rua waka: te / m me te m Mazda / Ford. Kua hara o te aituā kua mohio e te kaiarataki o te / m Ford. Rangatira Mazda inihua e tona kamupene motokā CASCO inihua "Rosgosstrakh". Whaki i te take o te inihua, te kamupene inihua i hanga he utu i runga i CASCO motokā hanga Mazda i te nui o 500 000 moni. Ko te kupu, ki te utu pakaru ki te pārurenga ki whakawhitia "Rosgosstrakh" LLC te tika ki te titau utu mo te tukinotanga i ki te tangata te kawenga mō te aituā, me te kamupene inihua i inihua te taunahatanga metarahi o te hamani «RESO-Guarantee" i raro i te kaupapa here o herea inihua nekeneke TPL. Te tuku i te kerēme ki te kerēme insurer kaiwero "Rosgosstrakh" e tango utu i roto i te rohe mo te herea taunahatanga inihua nekeneke TPL whakapumautia e te ture Federal "I herea" i roto i te nui o 120 mano moni. Ko te kupu, e kore e ora ake i te rahi "Rosgosstrakh" mate o 380 000, e te hunga ki te kia ora ake i te rōpū hara.

Aha ki te mahi, ki te riro koe i te kerēme i te subrogation kamupene inihua?

Ki te mahi i tenei, te tuatahi o te katoa, kia rapu koe tohutohu tohu ture. Ki te whakatau koe ki te mahi i runga i ona ake, ko reira te tikanga anake te kōwhiringa - ko ki te ngana ki te whakaiti i tangohia te rahi o te moni. Ki te mahi i tenei, me waia koe koe ki te tuhinga i tukuna e te insurer, ki te aromatawai mehemea te nui o wharanga mahi whakamana riro i roto i te hoê ati purumu (kino tuhia i roto i te tiwhikete o te aituā , tangohia me te Ture o te tirohanga) ki pūkete ka tātai ranei te nui o te utu (e hanga KP titauraa i runga i te pūtake o ngā pūkete STOA he aha e kore e tangohia ki kākahu pūkete, me te haehae). Ki te kino maiki tauākī e hāngai ana, me i te tātai i te kerēme whakaaro TS kakahu, i roto i te take i taua he mea e tika ana ki te tono ki te whakamātautau motuhake. I runga i te pūtake o te Ture o te tirohanga waka, ka whakarite i tētahi tiwhikete o te aituā me ētahi atu i o koutou tuhinga tikanga evaluator te pūrongo i runga i te utu o te whakaora hanga waka. Ka mahi tēnei pūrongo rite taunakitanga i roto i te kōti, a ka waiho whenua mo te whakaiti i te nui tangohia e te marae, te whakarite o te whakamātautau ture ranei. Ki te ka whakapumautia te aro mātai mua search-, he tohunga ranei taupatupatu kiia whara kino riro i roto i te ati (mau e hanga ana i roto i te awheawhe ki te kamupene inihua. Ka taea e tenei tupu ki te kerēme i te pārurenga ki te kamupene inihua mo te maha take inihua, aua, e kore e wahia e te pire ki te parekura motuhake hora ratonga he pūkete kotahi), i taea mahi reira rite te pūtake mo te whakaritea ranei whakamātautau autotechnical trasological, nga hua o nei tohunga udet waho i te tātai o te maha o wharanga kore e pā ana ki te hui inihua. I roto i tenei take, e tika rapu tohutohu ture. I roto i te ngaro o te pūtakenga mai rawaka me te ki tika ture tika o enei mau huru e taea hoki te mahi pera he pūtake mō te pato'iraa i te kerēme i roto i ki tonu i.

I te wa ano, kia utu i te reira ano whakarongo ki nga tikanga o te para. 2 Art o. 966 o te Code Civil rite ki nei "Ko te wā fakangatangata mō ngā kerēme i puta ake i te mōrea inihua o taunahatanga mo nga herenga puta i whara ki te ora, hauora rawa o te tahi atu tangata ranei, ka kia toru nga tau." I roto i te whakama, ina he maha nui o te wā, me te ki te ngā tukanga mua whakamatautauranga-katoa, maha ngaro kairīanga te rā kati. Ki te i te kau o te aituā, ki te take o te whakawa, ka mau te reira nui atu i te 3 tau, ka ko e tika ana te marae ki te whakapuaki i te paunga o te wā fakangatangata, e ka mahi rite te whenua mo fakafisi te insurer o te kerēme i roto i te ki tonu i.