"BIN": tika whakatauranga. "BIN" i roto i te rangatira o pareparenga Russian

whakaturia "BIN" i roto i te tau 1993 kia rite ki te pēke whakaraua, a ka kua meinga nei te whare pūtea arumoni rahi toharite, e kua he whatunga o peka i roto i te maha rohe Russian o. I roto i te 2014 nui haere fivefold tona moni kupenga, pa hua kupenga o neke atu i te 69 miriona tāra (neke atu i te 3.9 piriona moni). Whakatauranga "BIN" i roto i ngā o te tika, kia rite ki te Central Bank - te wahi 20 i te rahi o ngā rawa 413,2 piriona moni.

Ko te tupu tere

"BIN" te tekau tau whakamutunga, kei te tipu haere tere, tango he taahiraa i roto i te raupapa o pareparenga reo-rahi i roto i te tuatahi Russian e rua tekau. puta Rawa raruraru kukū ki tokomaha i roto i 2014. Kua riro te whare pūtea e rave rahi rawa, tae atu i te "BIN Credit Cards" (i mua "Moscomprivatbank"), "BIN Murmansk". (ingoa o mua - JSC "DNB Bank") me te tupu tahatika ' " Ano, 55% o ngā rawa i roto i te wahi katoa ngā tika "BIN". Reiti Organization rite ki te hua nui haere nui.

Ko te rironga o nga rawa wāhi ki te whänui o te turanga kiritaki, te whakapai ake i te whänui o te mahi, me te whakapai ake i te āhuatanga o te rōpū Consolidated i roto i ngā o rawa: kia rite ki tenei taupū te pēke ni'ai te wahi whitu i roto i te whakatauranga katoa-Russian (i runga i 01/04/2015), he tau mua - te wahi 40 anake.

pareparenga Whakatauranga: "BIN"

Ko te raruraru ōhanga kua tino reshuffled te rahoraho o Russian pūtahi pūtea. Ki te rapu etahi o ratou tautoko whānui kāwanatanga, te "BIN", i runga i te anga ke, i whakakaha te tūranga. Ano, kua mohio te tomokanga mana Banki.ru tika ki te angitu tere o tenei whakahaere ngā ona Bank o te Tau i te 2014. ko mua o te roroa mohio ia. I roto ia ratou, "Tiaki Bank", "VTB", "Gazprombank" me ētahi atu hoa.

tuhia hoki tohunga Foreign te "BIN". kaitätari Whakatauranga i Paerewa & Poor o hāngai ki te paetukutuku o te «B». Ko te tohu pai mo te tahatika Russian nui tenei, e whakaata ana me te kaha, me ngā tūponotanga motuhake tūturu i roto i te ōhanga ā-rohe. Ētahi atu tohu:

• wahi Tuatoru roto i nga tahatika arumoni tino pono i roto i Russia (04.01.2015).
• moni 10 (01.04.2015).
• 18 th i roto i te rangatira o "Interfax-100" (hauwhā 1 2015).
• 27 te rahi o te tika whakapaipai (04/01/2015).

matapae kaitätari '

Hoko o ngā rawa nui, kite tau whakamutunga, haamau etahi tūponotanga. Bank kaitätari mōhio e he kapo, me te pukuriri i te wa ano "BIN" rautaki. Ka taea te kitea te reira ki tūponotanga tiketike o tuitui, homai te rahi nui o nga rawa riro me mahere ki whakawhānui atu te pakihi i roto i ngā āhuatanga mahi i tēnei wā kino hoki pareparenga i Russia. Na, ko te hanganga kongakonga i roto i te rōpū e taea e feunga tautoko ki ia atu, me te hanga i te whakahaere e ka waiho he kaitākaro kaha i roto i te mākete ki te tauira pakihi wā roa-pūmau me te kaha kaha ki te whakaputa hua.

He take pai ko e hāngai nga rawa riro ki te rautaki wā roa-ki te whakapakari i te tūranga mākete o "BIN" i roto i te wāhanga hokohoko, me te whänui o te kōtaha pakihi. Ngā mihi ki te tūranga rawa riro hou o te kamupene i roto i te tuhaa o putunga hokohoko i kiritaki pai ake. I 01.04.2015 "BIN" i roto i te rangatira o pareparenga Russian i roto i ngā o tenei tohu ka mau wahi 7th. I tua atu, i taea e ki te tomo i te mākete, he maha o ngā rohe Russian nui te kamupene. I roto i te heke mai, ka tapeke te whatunga peka 450 ngā o hoko i roto i neke atu i te 60 ngā rohe o te mutunga o 2015 e whai ake nei i te katinga whakaritea o tari hauarea.

Whakatauranga tika

BankStars Tuhinga runga i te hua o te tātari tere o ngä tauäkï pütea i faataahia PJSC "BIN" tika whakatauranga o "pai". E ai ki BankStars, āhuatanga te institution e mōrea āhua o te taunoa o ona herenga ki moni me depositors. Heoi, he tairongo ki te whanaketanga kino o te āhuatanga te pūmautanga o te pēke.

tere

I runga anō i te tātaritanga o te hanganga whārangi toenga o PJSC "BIN", te BankStars tere pokapū whakatauranga tauanga rite tika tiketike. hāngai whakatau e i runga i moni ahua i roto i putunga me i ngā pūkete pēke nāianei, me te rōpū o te pareparenga e he rite i roto i ngā o ngā rawa. taea ki te whakarite i te mahia wā o te hokinga mai mo taurewa, putunga i roto i te take o te iteraa taea o te tauari ahotea te kamupene ko te.

pūmatuatanga

Na roto i te 2014, ki te hua i kīia i roto i te taumata o te pūmatuatanga o te rōpū pūtea ki te 13,05% tika ake i roto i te tika, i te whakaiti i te rōrahi o ngā rawa o PJSC "BIN". Reiti i te kaha ki te utu mo te parekura pea i roto i te take o te wheako ahotea ake moni tata rite tika tiketike.

Ko te kounga o te kōpaki taurewa

E ai ki te pūrongo, moni te rōrahi o taurewa tōmuri "BIN" i runga i 01.01.2014 ki RUR 3.623.610.000. (2.63% o te kōpaki), he hua i roto i Hakihea 2013 ki RUR 189.61 miriona. He o mo te parekura nui haere i te RUB 156.140.000. a hanga te pūrongo rā RUB 5.752.920.000. (4.17% o te kōpaki). I hanga rāhui pareparenga mō te parekura taea i runga i loans ki taupoki ana loans tōmuri o nāianei ki te whakarea o 1.59. I te rā pūrongo āhuatanga te kōpaki taurewa e te wahi paku iti.

āhuatanga tipu

He wahi i roto i te rangatira o "BIN" i roto i whakataetae / hoa pāngia e te āhuatanga e whai ake nei.

pai:

• he hua i roto i te turanga kiritaki me te wahi mākete tipu;
• kaha tautoko i roto i te puka o werohanga whakapaipai i ngā kaipupuri;
• whänui o te turanga rauemi.

kino:

• te rongo nui ki te tūpono o ngā rawa e pā ana-tuitui riro i roto i te 2014, me te rautaki tupu kaitaua;
• moni ngoikore i ngā mahi, te nuinga e tika ana ki te mahi ngoikore o te kōpaki o taurewa hokohoko tarewa, mōrea tiketike;
• tērā tupu macroeconomic me ngā āhuatanga whakahaere aituä mō pareparenga katoa i roto i Russia.

kaipupuri nui

E tika ana e nga kaipupuri nui - M. O. Shishhanov ko MS Gutseriev - ka tautoko i te whanaketanga o "BIN" me te whakarato rawaka whakapaipai ki te whakatutuki i ngā taumata tupu hao. I roto i te 2011-2014 hanga e ratou e whaowhia auau o te whakapaipai: 16.3 piriona moni i roto i te pane taumata tohanga 1 me 3.9 piriona moni i roto i te whakapaipai tohanga 2.

puritia Hua Shishkhanov Gutseriev me rāngai pēke-kore, ko ha fakakakato katoa o te pakihi "BIN". I roto i ngā, moni penihana me kamupene inihua puritia e financier Shishkhanov taea whakarato he kohinga kaha, whakahere kiritaki he ratonga whānui, taea ki te whakapiki ake i te turanga kiritaki.

Pūmatuatanga me te moni o te PJSC "BIN"

āhuatanga te whakatauranga nama o te whakapaipai me utu e rite āhua. whakaratohia Pūmatuatanga te nuinga e infusions o te tika whai pānga. tohu Aromātai rite āhua e hāngai ana i runga i tātaitanga e nga menemana ki te whänui me te kukū tūponotanga te ōwehenga RAC, kahore tango ki pūkete e pā ana ki 5.1% i roto i te 18-24 marama i muri. tei ana tēnei matapae i runga i te tūmanako e whai ake nei:

• Ko te hua i roto i te rawa o 34% i roto i te 2015 e tika ana ki te whakatōpū o pareparenga o "tupu" me "BIN Murmansk" (14%) me te tupu organic (20%).
• Capital werohanga o te 10 piriona moni. i roto i te 2015, ahakoa te meka e 6 piriona moni kua oti riro i roto i te Paenga-whāwhā.
• hua whakapaipai (1.5 piriona) i roto i te issuance o peeke hou ki te whakakotahi i te "BIN Murmansk".
• hua Capital hua i te tautuhinga tuatahi o te rōpū rawa "Tuhinga".
• Te heke i roto i te tawhē moni kupenga i 4.3% i roto i te 2014 ki te 4% i roto i te 2015 e tika ana ki te maranga utu pūtea me nui haere whakataetae i roto i te rängai pēke Russian.
• waimaero Net - e pā ana ki 3.5% i roto i te 2015-2016, whakaritea ki 2.1% i roto i te 2012-2014 (uara toharite) e tika ana ki ino o te āhuatanga ōhanga.

opuaraa

I roto i te 2014, te uru ki "BIN" ki te mau kiritaki rangatōpū kua pai ake. Ko ia he kautaha fakapa'anga tūmataiti, na reira ki te kore ia e tono aukati US tauwehe me te Pākehā Union (rite te ātete ki tahataha kāwanatanga-fatuhia Russian nui). I tua atu, i te tipu rahi o "BIN" tukua ia ki te mahi kiritaki nui. Ka rite ki te hua, kua ngā te kamupene he maha o corporations tūmataiti me te tūmatanui rite kaitono me depositors, i hua i te whakapakari o tona turanga kiritaki. E aromatawaitia te tūponotanga o te tuku ki ngā rōpū e hāngai ana rite āhua: te wahi o taurewa ki ngā rōpū e pā ana kiia hoki e pā ana ki 2.6% o te kōpaki taurewa (31.12.2014).

I roto i te wā 2015-2016 gg. kite ngoikore pai "BIN" tohu i ngā mahi rite ki te hua o te mahi ngoikore tūmanakohia i te wāhanga o tarewa taurewa hokohoko me ngā kāri nama. Profit i ngā mahi whakahaere i roto i 2014 i kino rite ki te hua o te nui whakapaunga i runga i hanga o Rahui o "BIN Credit Cards", riro whakamutunga tau.

He take pai - te whakapaipai ture "BIN" tautokona e te taurewa subordinated i roto i te nui o 12.7 piriona moni. I 01.04.2015 whakahaere whakapaipai ōwehenga ko 13.2%, i te mea tino teitei ake i te taumata iti o te 10% whakaturia e te regulator.