Whakamutunga o te CTP kirimana: tuhinga, whakaurunga, tātaitanga o te toenga o te moni inihua

Ki te rā, e matau ana tetahi rangatira waka e taua he kaupapa here rīanga. Ko te mea tino nui i roto i tona hoahoa ki te whiriwhiri i te whakahaere pono. Ia taraiwa kia fehangahangai he āhuatanga ina hiahia koe ki te mutunga wawe o te CTP kirimana. Hanga reira tino tūturu, engari ka taea e te mea rawa uaua, kahore mohio o nga pikonga katoa o te ture. Heoi, ki te whai koe i etahi tohutohu, ka e kia whakaaturia i raro nei, ka taea e koe te karo i te mau herepata a te tiki i to koutou moni hoki, kahore tetahi raruraru.

ngā mōhiohio whānui e pā ana te mutunga wawe o te kirimana inihua

Ngā take he aha ai e hiahia ana koe ki te mutunga herea o te kirimana, kia waiho ai rawa he rota, Heoi, ahakoa kia piri tino ratou ki te ture i roto i te kaha. Ko te ara anake ka taea e koe te whakatutuki i te hua e hiahiatia ana, me te kore e hoatu te ture i te take mō te kore o te insurer i runga i tou tika ture.

I muri whakatau ōkawa ture katoa, te taraiwa e te tika kia utua ki te aroaro o te nui o te kaupapa here, ki te kahore hoki te ōrau 23 o te utu o te inihua, e ngā utu o kamupene inihua rironga herea o kairīanga Union, me te te utu e hāngai ana o mahi pakihi.

He aha ngā tuhinga e hiahiatia ana mo te whakamutunga

Whakamutunga o te kirimana inihua CTP - he tukanga paerewa e titau te taraiwa he huinga etahi o ngā tuhinga. I raro i te ture o nāianei, he mea e tika ana ki te faaineine i:

• tango o utu o ngā ratonga inihua i roto i te kaupapa here rīanga;
• te kirimana taketake;
• te kirimana o te hoko / hoko o te motokā;
• te tono o te tauira paerewa i runga i te mutunga wawe o te inihua;
• tetahi tuhinga whakamatautau koutou tuakiri.

Ko te rārangi taketake o ngā tuhinga i te mea whakahauanga tenei. Heoi, i runga i te take mo te whakamutunga rānei, te kamupene inihua e te tika tonu ki te rapu utu i te tahi tuhinga atu. Na reira tohutohu ki te tirohia ki te rārangi taipitopito māngai strahovalschika o te pepa e tika ana katoa me no te faaineine ia ratou i roto i mua ki te mutunga o te CTP kirimana haere hohoro a kahore hassle.

I roto i ētahi wā, kia rapu ai i te whakamutunga o te kirimana inihua?

Ki te rā, poronga wawe o te CTP i roto i te wā e whai ake nei:

• te mate o te rangatira o te waka;
• Paunga o raihana o te insurer ki te kawe i roto i ona mahi;
• waka aituā i roto i nei kua riro rawa kino pakaru te waka, me te kore e taea te whakahokia;
• he huringa o te mana o te motokā.

I roto i ētahi wā, he tino onge whakamutunga taea o te nekeneke herea TPL inihua kirimana i te insurer, engari i roto i te mahi te take i taua, na mutu ki runga ki a ratou e kore e hanga tikanga. Tei runga i te take mo e hiahia te taraiwa ki materoto whakamutu te ratonga rīanga, ka taea e tukanga ratonga inihua-kore puta i roto i ngā huarahi rerekē. Na reira, kia ia o nga take taea kia whakaaro motuhake.

Car rangatira mate

Ki te hiahia koe ki te whakamutu i te kirimana inihua tika ki te mate o te tangata nona tika o te motokā, ka hiahia koe ki te faaineine i te tuhinga e whai ake nei:

• te kirimana rīanga taketake;
• puka katoa o te kaupapa here;
• te tiwhikete mate o te rangatira waka.

A, no te e rite nga tuhinga katoa, ka tono anake ki te kamupene inihua, me te tuku i te tono.

e kore e taea te hanga ko te motokā

Ki te ko te motokā i roto i te ati i hotokore "ki te ora" pakaru, ka tū te aunoa, Heoi te mana o te kirimana MTPL, ki te whiwhi paremata moni o te rangatira mīhini ka Me ki te tuku rihīti o utu o te kirimana inihua taketake.

Whakamutunga o te raihana o te insurer

Ki te takanga o te kamupene inihua raihana, e taea ana ki te whai wāhi i roto i tenei mahi, mutu te kaupapa here ki te tīariari aunoa i kore koutou reira e rapua e tino kahore tuhinga me tauākī. Ko te raruraru ko te e ki te farii i utu moni i roto i tenei take, ka tino uaua kia.

Te huri i te rangatira o te waka

E taea e ahau te whakakore i te CTP kirimana i roto i te whakawhitinga o te mana o te waka ki tetahi atu tangata te hoko takoha ranei o te taonga? I roto i tenei take, te mutunga o te tukanga e wahi i roto i te tikanga paerewa, Heoi, ka whai katoa ki te mahi ki te rangatira o mua, kua tohua nga raraunga whaiaro o nei i roto i te kirimana rīanga.

whakamutunga o te tukanga: ka ki te tono?

He hiahia i roto i te pātai o te pehea, ki te hoki mai te moni mo te inihua maha taraiwa. Mua whakaaro nga take matua e tukua whakamutunga o te kirimana i waenganui i te taraiwa me te insurer, me te te tuhinga e tika ana, engari i te mea e pai ana ki te tono?

ngaro te kaupapa here inihua nāianei tona kaha ture i te kau o te tono taraiwa ki te kamupene inihua, me kahore i muri i te mutunga ōkawa o te kirimana. Na reira, e kore e tūtohu ana ki te whakaroa i te tāpaetanga o te tono, mai pānga ki te nui o te utu moni. Ki te hanga mārama reira, kia whakaaro o te āhuatanga e hokona te motokā i roto i April, me te rangatira o mua o te waka tono ki te kamupene inihua anake i roto i te Hōngongoi. I roto i tenei take, no te 4 marama o kore utu e kore, i rite whakaaro he kaupapa inihua i tika.

He aha ngā tuhinga Me ki te kohikohi?

Tino maha, he maha kamupene inihua whakakahore ratou kiritaki te taea o te whakamutunga wawe o te inihua. Ki te kore e i roto i tenei āhuatanga e tohutohu ki te faaineine i te mōkihi o ngā tuhinga, i ngā:

• velveteen taketake;
• he tono mō te whakamutunga o te tauira kirimana CTP whakapumautia;
• uruwhenua peia raihana ranei;
• tango o utu o te inihua;
• he tārua o te TCP;
• he tārua o te kirimana hoko / hoko, me te kaha o te rōia tukuna ki te rangatira hou;
• he tārua o te tiwhikete mate i roto i te take o te mate taimi halá, o nga tangata tika;
• te mahi o te tikanga o te waka, ki te kore e taea te whakahokia reira;
• kia kia tonoa e te insurer atu tuhinga.

Ki te nga tuhinga whai koutou mea katoa i roto i te tikanga, Heoi, māngai o te kamupene inihua patoi etaeta ki te whakaae tou tono mo whakakorenga o te kaupapa here, tēnā tonoa ratou e mēra rēhitatia ki te wāhitau tinana o te tari matua. I roto i tenei take e kore e taea te kamupene tau'a ore noa to koutou pīra, a ka whai ki te hoatu i tētahi whakautu mōhiohio.

Kia pehea te ko te utu?

I raro i te ture o nāianei, te hoki o te moni ki te inihua e wahi i muri tonu ka te mutunga ture o te kirimana, ka whakamana CTP. Ki te he atu watea te kiritaki ki te whai i te moni whakawhiti ki tona pūkete pēke, ka taea e tukanga tahi te tango i te wahi i roto i te rua wiki i muri.

I roto i tenei take, he moni ki runga ki whakamutunga o inihua pereoo e āhei:

• uru tika o te tangata nona o te waka i roto i te hui o tona mate;
• te rangatira tika o te motokā;
• Te tangata e whai i te mana notarized o rōia i te rangatira o te waka.

Ko te nui o te utu ki te whakamutu i te kirimana inihua tei runga i te maha o ngā āhuatanga, tino i roto i te mea te nui te utu i te reira CTP. He he he tātai motuhake e ai te tātai o te utu.

Ko te tātai mō te tātai utu moni ki runga ki whakamutunga o inihua

kua matau ana koe e founga ki te hoki i te moni mo te inihua i roto i tona whakamutunga wawe, Heoi, i runga i te nui te moni koutou e taea e mahara i tenei? kamupene Insurance ki te whakatau i te nui o utu e arahina ana e te tātai e whai ake nei:

D = (P-23%) * (N / 12) i reira:

• D - utu;
• P - te moni utua e te insurer i roto i te kirimana;
• N - te maha o ngā marama kāore;
• 23% - e pā ana ngā utu, e huaina nei i te insurer te whakahaere o te take o ia kiritaki.

Ko te kupu, wawe whakamutu te CTP kirimana, he tauira o e taea te kitea i runga i te pae tukutuku e pā ana o te insurer, i roto i te tikanga ki te whiwhi utu moni, hanga ana e ia tikanga anake i roto i te kaupapa e mua ki te paunga o tona mana tonu hoki i te iti rawa 6 marama. Ki te mea kua noho te kaupapa here kotahi e rua ranei marama kāore, e kore e te whakamutunga kia tikanga, mai kia kia nui iti iho i to koutou utu whai pānga te nui o utu noa'tu te nui te utu i te reira CTP.

whakamutunga wawe o te CTP: he aha ki te kore e tae mai i te moni?

He take, ina kua tono te taraiwa wa, te whakarite i nga tuhinga e tika ana, me te rite ki te ture puta whakamutunga o te kirimana inihua, Heoi, ko te utu pūtea i muri i rua wiki kihai tomo ki tona pūkete pēke. Aha ki te mahi i roto i tenei āhuatanga?

Ko te mahi tuatahi, ko te ki te tono ki te insurer me ki tamata ki te whakatau i te take o te raruraru o nāianei. Ko taea e te roa noa te utu. Ki te whakapumautia te meka o utu te, kahore he mea he ki taua, a ka hiahia koe ki te tatari i te iti roa. Heoi, i roto i te mahi, tata e tino rata ki te whakamutu i te CTP kirimana me te whakahokia te kiritaki ngā kairīanga katoa. I roto i tenei take, me hanga e koe he tārua o te kaupapa here me te tono, me te whakapā atu i te Motor ngā kairīanga Union. whai wāhi ana tēnei tinana whaiaro-ture i roto i taumira o ngā tautohetohe i waenganui i ngā atekōkiri me kairīanga, a he maha hua o mana i runga i te kamupene, i te whana mahi. I roto i te nuinga o te wā, he piira ki tenei whakahaere āwhina ki hohoro whakatika te raruraru, me te utu ki runga ki whakamutunga o inihua pereoo rawa hohoro tae te kaiwhiwhi.

I roto i ētahi wā, e kore te utu mo te kaupapa here whakakoretanga whakaratohia?

whakamutunga wawe o nga ratonga inihua - ko te tika tika o nga tangata, Heoi, i reira e he maha o ngā take i roto i te mahi ture, i te wahi e kore e whakaratohia utu pūtea. Ko tētahi o te hunga ko te whakamutunga o te kamupene inihua. Hei tauira, i liquidated te hinonga tika ki kaihau, me tona ngoikore ki te whakatau ona herenga pūtea ki kiritaki. I roto i tenei take, hei wewete i te ture te insurer i ona herenga.

Ko tētahi atu take noa ko ki te whakamutu i te kirimana ki te insurer tika ki te meka e kua whakaratohia te kiritaki mōhiohio hē. I tua atu, ki te kei te whakamahere te rangatira waka i te haerenga roa ki waho, a ka kua kahore mahere i roto i tenei wa ki te whakamahi i te mīhini, te utu kei te hoki e kore e whakaratohia, pera i roto i tenei take i reira ko kahore whenua tika mo te moni. Ki te karo i te āhuatanga kino e pā ana ki whakamutunga wawe o te inihua, tūtohu āta tai'o matou i te kirimana i te rēhitatanga o te kaupapa here MTPL.

mutunga

e pā ana te tukanga o whakamutunga o te kirimana inihua e ki te rota o raruraru, me te kore haere tonu atu ki waho i te huti. Ko tenei no te mea he rota o rua i roto i te ture Russian, kihai nei i i te vahavaha ki te whakamahi i ngā kairīanga nanakia. Na reira, e nehenehe tatou e haere i nga wa katoa ki te marae i roto i te hui o tetahi raruraru. Ka rite ki whakaaturanga mahi, te nuinga o te mau tamataraa nui i riro i te inihua, no te mea te rāngai ture pai ki te tango i te tūranga o tangata noa. Engari kia ai rite kihai i reira, e kore e hoatu ki runga. Ki te matau koutou he tika koe, ka kei i runga i tou taha i te ture, tirohia tonu ki nga whakahaere e hāngai ana mō te utu moni.