Terminals Tiki: whakahaere hononga. kāpeka utu

Ko te whanaketanga o whanaunga moni ko te titauhia ki te putanga o kāri nama. i te tikanga ratou ki faaohie te tukanga o te haki. Ki te whanaketanga o hangarau ahunga whakamua puta whiwhi. Kua tahuri tenei mahi pēke te kāri ki ia rā whakamahi taputapu.

prehistory

"Tiki" (rite iritihia i Ingarihi "hopu" ..) - he pūnaha o te whakaaetanga kāri mō te utu o ngā ratonga. E ai ki te faufaa o te reira e taea te whakaritea ki te haerenga mai o waea pūkoro. I te tīmatanga whiwhi i tahito ra. Cashiers whakamahia "imprinter", i roto i i koperea nei e te kāri "ongo" ki te kōrero. E kore e te pūrere kōrero ki te pēke, me te kaitātai moni i ki te karanga koutou whare pūtea ki te whakaū i te wātea o moni i roto i te pūkete o te kiritaki. nui i muri puta Modern kāpeka hiko.

ngakau

Ki te tango i te rawa ki tonu o nga ratonga, ko te mea e tika ana ki te faaoti i te kirimana o whiwhi pēke, me te hono i te kāpeka ki te wāhi o te hoko. Ko te pēke whiwhi - he institution nama e te mauria i tātaitanga ki hinonga whakamahi whakawhitinga kāri, me / ranei te tuku moni ki kau ma'u kāri kahore e nei rēhita kiritaki o te pēke. Ko te kupu e taea te wā kotahi i te whakahaere whakahaere kāri take tukuna whiwhi terminals.

Ngā momo o whiwhi:

1. Kete - Kei te aroaro i roto i wharekai, ngā toa, hotels, me ētahi atu
2. Internet - te hoko o taonga i roto i te Tukutuku Ao Whānui.
3. ATM - Ko terminals me ATMs wahi e taea e koe whakahoki iho moni i te pūkete.

Ko te kāpeka āhei te whakawhiti o utu ki te pūkete o te kamupene i roto i te Internet i te raina waea ranei. E hoko i te reira e kore te mea koe e tika ana. Tuatahi, ia pēke kua ona whānuitanga o ngā mīhini, a tuarua, tetahi o te whare nama ka whakahaere ki te whakarato i hangarau tautoko "ke" pūrere. Hoki ngā mahi titau kore anake whiwhi terminals, engari ano hoki i te rēhita moni hono ki te pūnaha utu.

Merchant whiwhi

Ko te tukanga rawa o nga taonga e taea te whakaahuatia te kaihoko i roto i nga kanohi o te utu e whai ake:

• kiritaki whakawhiti kaitātai kirihou;
• kaitātai whakahaere ngā mahi i roto i whiwhi kāpeka ki preauthorization me ui te kiritaki ki te tomo i te TTW;
• whakapumautia te hononga kei, ko, namahia e ko te taata tei mau pūkete te nui e tika ana ki te utu i tirohia.

I te wa ano, i te kamupene, i whakamahi i te kāpeka utu me:

• ki te tuu pūrere i runga i te rohe o te whare;
• whakaae ki kāri mō ngā ratonga utu;
• ki te utu i te pēke he utu mo te mahi.

Te pēke, i roto i te tahuri, te takoto ki:

• whakarato taputapu;
• kaimahi tereina mahi ki terminals;
• tirohia te toenga pūkete i te wa o te mahi;
• pau te nui utua;
• tuku puka whakapaunga;
• kawe i roto i te tautoko hangarau tonu.

Ipurangi whiwhi

Ko rite ki te tetahi o mua tenei kaupapa, engari i reira he kahore whakapā tika ki te kaihoko e te kaihoko mai. mahi te tukanga katoa e i roto i te tukutuku-atanga. Ka whiriwhiria e te kiritaki te taonga i runga i te pae o te kaihoko, me te pakō i runga i te pātene "hoko". Next, whakatuwhera i te puka motuhake te wahi e hiahia ana koe ki te tomo i te kōrero o te kāri utu. Tenei kamupene tukatuka pera-ka karanga. Hei whakaū i te hoko, maha pareparenga ui hoki kupuhipa kotahi-wa, e haere mai i roto i te puka o ngā karere SMS ki te taata tei mau kāri. Whakau ana i te utu, te kiritaki e tuku he tono ki te pēke ki te whakawhiti i te nui etahi o te moni ki te pūkete o te toa ipurangi.

pūkoro whiwhi

E kore e pera i mua puta i runga i te mākete mPOS-terminals, i roto i nei whiwhi i te pūtau. Ko ratou he kaipānui kāri hono ki tou waea. I runga i te pūrere e tāuta te tono, i roto i nei te tauranga mana, me te whiwhi mahi ki ngā pūnaha utu. Taua whakaaro i te maha o ngā painga i roto i te rite ki te mihini tuku iho:

• He pūkoro ratou;
• i tetahi taha te wāhi karaka ki te pūkete;
• He iti noa whiwhi terminals pūkoro;
• utu cashless whakamahi haumaru ratou me etahi atu.

E hoki terminals Mobile watea no te mea e tukua e ratou ki te utu i nga ratonga taraiwa taxi i roto i te pizza motokā me te tuku i te kāinga.

raupapa o ngā mahi

whakawhitinga utu i roto i te terminals ko e whai ake:

1. mau kaitātai te kāri i roto i te tauranga.
2. tuku mōhiohio i runga i te aufau e ki te pokapū tukatuka.
3. taki te pūnaha te toenga i runga i te pūkete.
4. Ki te reira te mea he nui rawaka ki te whakawhiti moni i waenganui i ngā pūkete.
5. Ko te kāpeka 2 take he kape o te haki. tonu tetahi i te kaitātai moni, ka tonoa te tuarua kei te ki te kaihoko.
6. rārangi Acquirer kaihoko tikanga haunga te utu.

Whiwhi i roto i Russia

I roto i Russia, he tonu te pūnaha i raro i te whanaketanga. kua hipa te taupori te tapeke maha o ngā kāri i whakaputaina i roto i te whenua. Ahakoa te ōwehenga rohe i roto i te United States me Europe nui 2-4 wā.

ka mohio ki te whakamārama o te ahurea pūtea o te tupu taupori i roto i te kāri e rite te tikanga watea o te utu me te whai wāhi ki ngā rauemi, engari whiwhi i roto i te Russian Federation kua pōturi atu whakaritea. 15 matahiti i ma'iri a'e, te ōwehenga o te moni, me te moni-kore utu he 97%, me te 3%. I teie mahana, e rerekē nga whika: 85%, me te 15% .Engari 70% o ngā mahi ki te haere atu moni i te pūkete.

Hoko a taea te hono te kāpeka utu i roto i tetahi pareparenga i roto i te whenua. Me ki whakatere ki te ingoa me te wheako o te whare nama anake. Hei tauira, PJSC "BIN" whakarato ona kiritaki ki te mahi "BIN-Haere». Mā te tīpako i tetahi o nga terminals wha, tangata te kiritaki whiwhi ratonga ki te farii i kāri wha o ngā pūnaha utu. tikanga me mātua - comtittee utu i te 1.8%, me te whiwhinga o moni ki te pūkete o te kiritaki i roto i rua ra. Ka taea e koe te whakamahi i te ratonga i roto i nga ra e whitu i muri i tono.

I te tahi atu tikanga whakaratohia Sberbank riro kāpeka. auau komihana ti'aturi i runga i te rōrahi o te moni marama, e haere i roto i te kāri, a kia kia i 0.5% ki te 2.2%. Hoki whiwhi Me terminals ki te utu i te mahi marama 2 Whārangi. Miria.

Tūhono ana whiwhi kāpeka: 1c "Retail"

Hoki tuhinga whakataunga "Tiki mahi" te whakamahia i roto i 1c. I mua i-hiahia ki te whakahohe i tēnei kōwhiringa i roto i te ripa "Whakahaere", i raro i "Finance", na roto i te te taki "kāri utu". Waihanga "whiwhi taahiraa" e taea e i roto i te ripa "Finance" ranei i runga i te "hoko o taonga", "whakahau kiritaki".

I roto i te matapihi o te kōrero unuhia i te tuhinga matua. Hei tauira, te "Kaikirimana", "moni" me "Ingoa nama take". I tua atu, e hiahia ana koe ki te whakapūtā te "Kāpeka", "view", "kāri ID." unuhia Information te i te "Tiriti o whiwhi" i runga i ripa "Finance". Ki te kore te mea e wātea ana tenei tuhinga, na kia whakaturia ai ki runga, tuhu i te puka o:

• te ingoa o te acquirer (ki te tirohanga o "hononga atu" kawenata);
• counterparty acquirer;
• utu;
• tau kāri.

I tua atu, ka whai ia ki te waihanga i tētahi hōtaka kāpeka whiwhi.

I muri whakakī i te raraunga e hiahia ana koe ki te haere hoki ki te tuhinga taketake, me te ki te kawe i roto i "te mahi whiwhi."

tauākī Bank

Ki runga ki te taenga o te tauākī pūkete i roto i te hōtaka, ko te tika ki te pupuri i te tuhinga "Komiti mo runga i te pēke whiwhi." Kei te hanga te reira i roto i te taua paratarafa i te ripa "Finance". Ko te mahi tuatahi, ko te ki te tautuhi i te kawenata motuhake ki te pēke. Na "Tīpakonga" hutiraa "Receipt o utu." I roto i te matapihi utu, tīpako i te motuhake whiwhi mahi, me te pāwhiri "Nuku ki te tuhinga." whakaaturia ngā mōhiohio katoa i roto i te papa o tenei pūrongo.

Mōhiohio e pā ana ngā ratonga o te pareparenga ki tonu i runga i te ripa "Tiki Komihana": tūemi utu, pūkete tātari, te nui. Ko te atamira whakamutunga - i te hanganga o "Tauākī i runga i te pūkete o nāianei" e hāngai ana i runga i te "Pūrongo". E ai ki te tuhinga i roto i te 1c ki te pūkete moni kaute kiia te ki puta i te hoko, kupenga o te kōmihana.

UT 11

Whiwhi te kāpeka i roto i tenei putanga hono 1c te rerekē. I roto i te ngā:

• i roto i te kawenata ki te pēke ngā pūnaha utu katoa, rite ki nei te Tiriti;
• hoki ngā mahi ki te kiritaki depersonalized whakamahia te tuhinga "taki CMM";
• puritia te reira "Katia neke", me mahia aunoa "Report Sales" i te mutunga o te ra.

I roto i te "Cheka" i runga i te ripa tuatahi āta kōrero e pā ana ki te hua, te tuarua - i runga i te kāri utu, te tuatoru - te haki raraunga me te ingoa o kaitātai.

Mau nota e pā ana ki te whakamahi i te pūrere

I roto i te whakahaere i te utu i roto i te kāpeka pea he maha o ngā raruraru: kore whatunga, whakakorenga o ngā mahi, iti moni i roto i te pūkete. whakaaro tatou i roto i te kōrero ki te whakamahi i te pūrere, ka whakakore i te mahi.

Ki runga ki te otinga angitu o te kāpeka mahi tā rānei te wahi tango, e āta: te tau kāri, waehere whakamanatanga, nui tauwhitinga me te pepa utu. Ko te whakamutunga, ko te he kuputuhi ki te tawhā o te pokapū tukatuka. Ki te te kore riro te mōhiohio i runga i te haamauraa o te utu, ko reira e tika ana ki te whakakore i te tauwhitinga whawhati tata mā te whakamahi i te "Whakakore mahi".

A, no te kawea te mutunga o te neke i roto i, "Whakatairitenga o ngā hua" i te tauranga. I te wa ano, kawea he pūrongo i runga i te whakahaeretanga o roto mo te huringa i roto i to ratou uara moni.

"Tuhinga o utu" taea te rite i roto i te nekehanga me te putanga i mua i te tango. A, no te tuku i tenei mahi te ki te maha kāpeka (RRN) me te tau taki. I muri i taua, kua hoki mai te nui utua ki te kaihoko. Ki te mea kua kua nekehia te pūrongo, me rere koe i te whakahau "Moni", te tauwhāiti te nui, te tau kāri, ka tirohia i te mahi. I roto i te take tuatahi, whiwhi moni tika ki te kaihoko, me te tuarua - i muri i te haamauraa o te hoko pēke.

painga

I teie mahana, te whakamahi i maha ngā rōpū whiwhi terminals mō te utu. Ko te ngāwari tenei hangarau ki te whakamahi i, te whakakore i te mōrea o te fariiraa i te moni haavare, te whakaora moni i runga i te kohinga. E kore e ki te whakahua i te meka e riro te mau piahi i roto i enei hōtaka hua pēke motuhake i roto i te puka o ngā hōtaka painga, pä i runga i ngā ratonga, me te whakangungu free. I roto i tahuri, i te kiritaki utu mō ngā hokonga ara watea.

I ngā wā, kua manakohia nei nga kāri nga wāhanga apinganui o te taupori. E ai ki ngā tatauranga, e mau ana i roto i utu i roto i te kāpeka arata'i ki te hua i roto i te hoko i te 20-30%. ka wehewehea rangatira o "pukoro kirihou" ki te moni. Ko te nui toharite o te haki, utua i roto i te tauranga, nui atu i te mua 30%. He atu tikanga utu hanga te kamupene i roto i te kanohi o te kiritaki atu pono, me te ātaahua. Whiwhi faarahi hoki te maha o kaihoko pea.