Taurewa ākonga ki Sberbank 18: āhuatanga o te rēhitatanga, tikanga me arotake

moni hinaarohia mō te mātauranga i roto i ngā pūtahi maha. E mea pinepine, Ko na tiketike e kore e taea e taua moni te nui. Na e taea te tango i koe he taurewa ākonga e tapaea ana e Sberbank. Kei te hoatu te reira mo te wā roa, me te taea ki te taupoki ana i te whakangungu katoa.

ariā

taurewa ākonga e āhei ki a koutou te tiki i te moni ki tangata, ngā ākonga i runga i te kaupapa utua. E wātea ana i roto i te puka moni-kore Money, rite iritihia i te pēke ki te kura tīpakohia. faaterehia tēnei tauwhitinga e te kirimana. kawea Utu i roto i ngā wāhanga o ia wāhanga. Na reira katia te hē o moni. A e kore e whai te mōrea o hoko peia hoki utu-kore ngā ākonga.

Me whai i tētahi kawenata ki PJSC "Tiaki Bank", me te te Tāhuhu o te Mātauranga mō te raihana ki te whakahaere mahi mātauranga te faanahonahoraa tīpakohia. Na enei whakahaere neke atu i 180. I roto i te rārangi i reira e ano whare wānanga Russian:

1. Moscow State University.
2. MGIMO.
3. University Friendship o te iwi.
4. Medical University. I. M. Sechenova.

painga

tukuna taurewa ākonga te ki te utu mō te ratonga mātauranga i roto i teitei me tuarua whare mātauranga. Na roto i te tuku painga ngā:

• e kore e tangohia puka ako ki pūkete;
• te moni e taea hipokina te utu o te whakangungu;
• ¾ refinancing te meatia e te whakamahi i moni kāwanatanga;
• kahore utu;
• Aita e titauhia ia haumarutanga me te inihua.

tikanga

выдается в рублях. Ki te homai tudenchesky nama mō te whakangungu i roto i moni. Ko te auau tei runga i te ōrau o refinancing o te Central Bank o te Russian Federation, e mahi i runga i te wā o te rēhitatanga o te rironga mai o te utu o te kirimana. Kei te riro te reira e utua 25% o te auau refinancing e te kiritaki, me 75% - te āhua. hipokina taurewa Ākonga moni i runga i te mātauranga. A, no te te riro te reira ki te pūkete te hoahoa o te whakaea o te kiritaki.

Engari he pūtea tārewa mo te wā o te whakangungu, kei te piki haere nei i roto i te tekau tau, te tika ki te utu katoa. He he he wā aroha noa. kia te toronga i te wa o te ako, me te 3 marama hei rahui. e kore e kiritaki utu he utu mo te issuance o te taurewa. Hoki, e kore koe e hiahia ana ki te whai i te pūmanawa, me te whakarite inihua.

Tukuna taurewa ākonga ki 18 tau. Ki te ana hoko hoko hinonga i raro i, ka hiahia koe kaioati. kia waiho ratou matua māngai o te kaitiakitanga ranei. Me whai i te nama te tukua e te noho pūmau me te raraunga Russian.

wāhanga tauwhitinga

Ka taurewa ākonga i Sberbank kia whakaratohia i roto i te wahi o te wāhanga e whai ake nei:

• whakakī i te tono;
• faaineineraa o ngā tuhinga;
• karanga ki te Tiaki Bank ranei ki te whare mātauranga;
• tatari hoki te whakautu o te pēke;
• haina o te kirimana;
• he taurewa.

I roto i tenei tauwhitinga oti te. tonu te reira ki te utu wā te nama i roto i te tau i whakaritea anake.

tuhinga

Ki te tiki i te pūtea tārewa ākonga ki te ako i roto i te Tiaki Bank, ki te kohikohi tuhinga e hiahiatia ana e te pēke. Ko te rārangi ngā:

• kawenata ki te whare o te mātauranga kore utu;
• uruwhenua;
• tiwhikete o te rēhitatanga;
• he tono oti;
• pepa namanama, whakaputaina e te institution mātauranga mō ngā utu kura.

Ki te te nama ki runga ki te 18 nga tau, atu tuhinga:

• Māngai o te uruwhenua;
• whakaaetanga i te kaitiakitanga;
• whakaae i tuhituhia, puta nei i te māngai ture;
• tiwhikete whanau.

kia whanau te reira i roto i te ngakau e whakaaetia loans e i te wahi o te rēhitatanga o te tangata e hiahia ana ki te utu, a ka ki te kitea he whare.

Tuku i te pēke

Tiaki mō ngā ākonga tuku maha kōwhiringa mō te nama:

1. He taurewa ki te taurangi. pau ia i taea e ia mo ngā hiahia. Ko te whakaritenga matua ko te kaha ki te utu i. He mea tika ki te fakaafe'i 2 kaiwhakamau o tangata Russian. Ki te kei raro i 21 te ākonga, kia nga matua hei kaioati ki moni auau. Insurance ki puta kōwhiringa. Otiia e pā ana ki te moni ki te whakarato i te mōhiohio e hiahiatia ana. whakaaro te tono te nohopuku. Ko te moni e whakaarohia ana i roto i te whānuitanga o 45 mano -. 3 miriona moni. pea te auau 19,5-24,5%. E hanga pūtea taurewa mo te wā o te 2 ki te 5 tau.

2. taurewa Educational. Ka te moni e pau anake i runga i whakangungu. Me nama ki te whakarato tohu o te whakaea. te moni o te iti o 45 mano moni, me i te tere o -. 12%. Utu mō te nama i reira. whiwhinga wā ko i te 1 marama ki 11 tau. Ko te kiritaki e taea waiho te tāpui ki te kitea ngā kaioati ranei. I roto i te take tuatahi i hanga te inihua e tika ana. hiahiatia Experience te kore e iti iho i te 6 marama. Ki te kahore he moni auau te nama, he mea e tika ana ki te fakaafe'i te tahi-nama. Ka taea te tango te reira i rite te nui tonu ranei i roto i ngā wāhanga.

3. Loans ki te tautoko kāwanatanga. pau Funds runga akoranga, nama refinancing ranei. e kore e waiho Whakaū whakaea. whakaaro tatou i te tono mo e pā ana ki te wiki. auau whakaritea o 5.6%. Kei te hoatu Credit mo te wā o te whakangungu. Insurance ki puta kōwhiringa. Kahore he rohe i runga i te nui. kia waiho te toronga mō te wā katoa o te whakangungu me te 3 marama atu. No te mutunga o utu ka whai ki te utu i te pai o 0.5%.

4. kāri nama Tupú. Kei te whakaputaina te reira ki nga tangata 18 tau o te tau. Ka waiho i te auau 24%. Mahi i te reira i te wā aroha noa o te 50 nga ra. Ka whai mahi kāri ki te utu 750 moni, me tona tuku he kahore kōmihana. He hōtaka bonus i Sberbank hoki kiritaki. Ko te mahere e te maramara motuhake. Kei te hoatu Credit mo te nui o 3-200 mano. moni. Ka taea te whakamahi i te kāri mo te rokiroki me te whakamahi o moni whaiaro. Pepeke moni ki te kōmihana o 3-4%. Ko reira e minaminatia ki te utu i te nama i roto i te 50 ra, kia rite ki te kore ki te overpay. Ki te reira ko tetahi utu ngaro, e whakatika te auau ki te 38%. Hoko te rangatira o te kāri kia fehangahangai ki te wheako o te 3 marama. Whakaūngia koutou moni e kore te mea e tika ana. Tirohia ngā mōhiohio i runga i te taurewa e taea e i roto i "Sberbank Online".

Ko te tukanga mō te whiwhi

He he he tukanga i ai hanga he taurewa ākonga te. whiwhi ohie Āhuatanga: whakawhitia moni e te moni-kore i te pūkete pēke i roto i te whare mātauranga.

Hanga he tono mo te taurewa e taea e i roto i te tari pēke paetukutuku ranei. whakaaro te tikanga tuarua e ki kia atu watea. I muri whakaaetanga ka waiho reira taea ki te rēhita i te kirimana, te parau nga ngā o te hoko.

utu

Me whakamana Utu i runga i te hōtaka marama, e ngā wā wā e rua:

1. Rite ki te wa roa o te mahi, i te mea, te roanga o te whakangungu, me te 3 marama. fakahu'unga te reira i te utu o te moni mo te whakamahi o te taurewa. Utu ia ra, e ōrite ana ki te wā o te katinga ako.
2. E haamata te reira i te whakamutunga o te maoro. Na ka rite ratou utu mo te utu taurewa me te moni.

utu matatau

Ka taea te utu i tēnei nama i roto i mua. Hoki tenei ko te tauākī e ngā te rā utu, te nui, te pūkete e i ai e whakamana utu. Rā o te utu anake e taea e te ra e mahi.

Ki te he tika utu mutunga ki te utu i te utu whiu, e te mea rite ki te 20% te tau o te nui o te roa. ka hiahia te reira ki te hanga tahi me te tumuaki.